Revolut · Revolut Terms of Service · View original document ↗

Revolut right of set-off across accounts

High severity High confidence Explicitdocumentlanguage Unique · 0 of 352 platforms
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The right to act without notice or demand and to reach across multiple accounts—including joint accounts—means Revolut can recover debts immediately and from funds a customer may not expect to be affected.

Consumer impact (what this means for users)

Readers who owe Revolut money may have that amount taken without notice from any balance Revolut owes them, including balances in other sole or joint Revolut accounts.

How other platforms handle this

Chegg Medium

we reserve the right to send you certain communications relating to your use of the Services, notices of changes to this Privacy Policy or other terms, or similar administrative and transactional messages.

Checkout.com Medium

Checkout.com ensures that your money is safe by complying with the safeguarding requirements under the payments and e-money regulations. We do this by holding our customers' money separately from Checkout.com's own funds.

Plaid Medium

By accepting these Terms and Conditions, you acknowledge that the Dutch Deposit Guarantee Scheme or other government-sponsored insurance does not apply to funds held in the Account.

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▸ View Original Clause Language DOCUMENT RECORD
"
We may, at any time, without notice or demand take the amount you owe us from any amount we are due to pay to you including any other Account you hold with us either solely or jointly. We call this our right of set-off.

— Excerpt from Revolut's Revolut Terms of Service

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 9, 2026
Record ID
CA-P-047862
Document ID
CA-D-00537
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
dd2855c2166101fdadb6a8e3e97b02fc79639d104ba68c524616a93402f8e564
Analysis generated
May 7, 2026 07:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-P-047862
Captured: 2026-05-07 07:17:45 UTC
SHA-256: dd2855c2166101fd…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/provision/CA-P-047862/revolut-right-of-set-off-across-accounts/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Revolut's Revolut right of set-off across accounts clause do?

The right to act without notice or demand and to reach across multiple accounts—including joint accounts—means Revolut can recover debts immediately and from funds a customer may not expect to be affected.

How does this clause affect you?

Readers who owe Revolut money may have that amount taken without notice from any balance Revolut owes them, including balances in other sole or joint Revolut accounts.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.