English law governs your agreement with Revolut, and disputes will be handled in English and Welsh courts, though Scottish and Northern Irish residents can also use their local courts.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Governing law and jurisdiction clauses affect where and how you can bring a complaint or legal claim against Revolut, and which country's consumer protection laws apply to your account.
If you need to take legal action against Revolut, you would generally need to do so in English and Welsh courts under English law, though customers in Scotland and Northern Ireland have additional options to use their local courts.
How other platforms handle this
In the EU and EEA, the choice of Texas governing law shall not apply only where a mandatory consumer protection law explicitly prohibits such choice of law provisions.
For any claims that are not subject to arbitration...U.S. Residents: Delaware law; venue exclusively in the state or federal courts in New Castle County, Delaware
These Terms are governed by the laws of the State of California and the United States without regard to conflicts of laws provisions
"This Agreement is governed by English law. You and we both agree that any disputes will be dealt with by the courts of England and Wales. However, if you live in Scotland or Northern Ireland, you can also bring a claim in the courts of Scotland or Northern Ireland.Excerpt from Revolut's Terms of Service
REGULATORY LANDSCAPE: This provision engages the Rome I Regulation (retained in UK law) on contractual choice of law, and the rules on consumer contract jurisdiction under the Civil Jurisdiction and Judgments Act 1982 (as amended).
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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Governing law and jurisdiction clauses affect where and how you can bring a complaint or legal claim against Revolut, and which country's consumer protection laws apply to your account.
If you need to take legal action against Revolut, you would generally need to do so in English and Welsh courts under English law, though customers in Scotland and Northern Ireland have additional options to use their local courts.
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
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