This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Minors aged 16-17 can open Revolut accounts with restrictions, which means additional safeguards apply to protect younger users from financial harm — but these users and their parents should understand the specific limitations before opening an account.
Revolut's personal terms govern an e-money account, not a traditional bank account, which means your balance is not covered by the FSCS up to £85,000 as it would be at a high street bank; instead, your funds are held in segregated client accounts under a safeguarding regime that provides protection in insolvency but through a different process. Revolut reserves the right to suspend or close your account, restrict access to funds, and share your information with third parties including law enforcement and credit agencies, all of which can have material financial and practical consequences. You can export your account transaction history from the Revolut app at any time, and you should do so before closing your account as historical data may not be accessible after closure.
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The Services are available only to individuals who are 18 years of age or older, unless you are 13 or older and have obtained verifiable parental consent. The Services are not intended for use by children under 13. By accessing or using the Services, you represent and warrant that you are at least 1...
You must be at least 18 years old to use Whatnot. By using Whatnot, you represent and warrant that you are at least 18 years of age. If you are not 18 years of age or older, please do not use Whatnot.
You represent and warrant that: (a) you have not previously been suspended or removed from the Services; (b) your use of the Services complies with all Laws; and (c) you are at least 18 years old (or, if between 13 and 18, that you have your parent's or legal guardian's consent to be bound by this A...
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"Normally, you must be 18 or over to open an Account. If you are 16 to 17 years old, you may be eligible to open an Account with restrictions. These restrictions are listed in Schedule 1 - 16-17 Account. Make sure you read them carefully.— Excerpt from Revolut's Revolut Terms of Service
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Minors aged 16-17 can open Revolut accounts with restrictions, which means additional safeguards apply to protect younger users from financial harm — but these users and their parents should understand the specific limitations before opening an account.
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