Revolut · Revolut Terms of Service · View original document ↗

Account Closure by Revolut — Data and Access Loss

Medium severity Unique · 0 of 343 platforms
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause creates a procedural sequence for account termination that requires affirmative user action to preserve data and settle financial positions before access cessation occurs. It operationalizes the conditions under which service access is discontinued.

Consumer impact (what this means for users)

Users must take explicit steps to download information and liquidate balances prior to account closure; failure to download information while the account is active means that information will not be accessible through the app after closure, and completion of the closure process results in loss of access to the app, other Revolut accounts, associated services, and cards.

How other platforms handle this

Apple Pay Medium

Apple reserves the right to modify, suspend, or terminate your access to Apple Services and/or your Apple Account at any time, for any reason, including if Apple reasonably believes: (i) you have violated these terms or Apple's usage policies; (ii) you pose risk or possible legal exposure to Apple; ...

Venmo Medium

Venmo, at its sole discretion, reserves the right to terminate this agreement, access to its website, or access to the Services for any reason and at any time upon notice to you where possible, and upon termination, Venmo may withhold funds if required by law or if Venmo reasonably suspects fraud or...

Medium Medium

Medium may terminate or suspend your right to use our Services at any time for any or no reason upon notice to you.

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▸ View Original Clause Language DOCUMENT RECORD
"
If you need to keep a copy of the information after your Account is closed, you will need to download it while your Account is still active. You can download this information from the app at any time. We will ask you to withdraw any remaining positive Account balance you have including liquidating any other balances you have in other Revolut accounts within the app. When you have liquidated any other balances you have in other Revolut accounts, and your Account balance is zero, we will close your Account, and you will lose access to the app including other Revolut accounts, services, and any cards you have.

— Excerpt from Revolut's Revolut Terms of Service

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Revolut Terms of Service
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 9, 2026
Record ID
CA-P-004649
Document ID
CA-D-00537
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
dd2855c2166101fdadb6a8e3e97b02fc79639d104ba68c524616a93402f8e564
Analysis generated
May 7, 2026 07:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-P-004649
Captured: 2026-05-07 07:17:45 UTC
SHA-256: dd2855c2166101fd…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service/account-closure-by-revolut-data-and-access-loss/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Revolut's Account Closure by Revolut — Data and Access Loss clause do?

The clause creates a procedural sequence for account termination that requires affirmative user action to preserve data and settle financial positions before access cessation occurs. It operationalizes the conditions under which service access is discontinued.

How does this clause affect you?

Users must take explicit steps to download information and liquidate balances prior to account closure; failure to download information while the account is active means that information will not be accessible through the app after closure, and completion of the closure process results in loss of access to the app, other Revolut accounts, associated services, and cards.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.