“We may close or suspend your account immediately, and end your access to our services, in exceptional circumstances, including: if we have reason to believe, in our sole discretion, that you are behaving fraudulently...”
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Revolut retains sole discretion to determine fraudulent behaviour as a basis for immediate account closure or suspension, with no notice implied.
Interpretive note: The excerpt uses 'including', indicating fraud suspicion is one example of exceptional circumstances. Other grounds for exceptional-circumstance closure are not captured in the canonical claim.
The reader's account may be immediately closed or suspended and service access ended if Revolut, in its sole discretion, has reason to believe the reader is behaving fraudulently.
How other platforms handle this
Where appropriate, you may appeal the decisions you think were made in error.
If you think we should not have banned or suspended your account, or restricted your access to features of the Platform, you may submit an appeal through the functionalities provided...
If you fail to add funds to your SoFi Checking or Savings account, SoFi reserves the right to terminate your SoFi Plus benefits.
"We may close or suspend your account immediately, and end your access to our services, in exceptional circumstances, including: if we have reason to believe, in our sole discretion, that you are behaving fraudulently...Excerpt from Revolut's Terms of Service (Superseded URL)
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Revolut retains sole discretion to determine fraudulent behaviour as a basis for immediate account closure or suspension, with no notice implied.
The reader's account may be immediately closed or suspended and service access ended if Revolut, in its sole discretion, has reason to believe the reader is behaving fraudulently.
ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.
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