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You can close your Revolut account at any time, but you remain responsible for any outstanding charges and may owe cancellation fees for premium subscriptions like Metal. Closing the account does not automatically waive fees already incurred.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If you have a paid subscription such as Metal, closing your account may trigger a cancellation fee. Understanding the financial obligations that survive account closure is important before requesting account termination.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Closing your Revolut account may not eliminate all financial obligations. Outstanding charges and subscription cancellation fees remain payable after closure, which could result in unexpected debits or collection activity.
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"You can close your account at any time through the Revolut app, or by emailing us at support@revolut.com. You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your Metal subscription).Excerpt from Revolut's Terms of Service (Superseded URL)
REGULATORY LANDSCAPE: Post-closure fee obligations in consumer financial services may interact with CFPB guidance on UDAAP and state consumer protection laws that limit the ability to collect fees after account termination. Subscription cancellation fee practices are subject to FTC Act scrutiny, particularly where the fee structure is not clearly disclosed at the time of subscription. GOVERNANCE EXPOSURE: Medium. The terms reference to cancellation fees for other agreements (such as Metal subscription) without specifying the fee amounts or directing users to a definitive source creates a disclosure gap. Users may not know the applicable cancellation fee until they attempt to close their account. JURISDICTION FLAGS: California's automatic renewal law and other state-level subscription billing statutes may impose additional disclosure and consent requirements for subscription cancellation fees. New York and other states with strong consumer protection frameworks may similarly scrutinize post-closure fee practices. CONTRACT AND VENDOR IMPLICATIONS: The agreement's reference to fees defined in separate Fees pages and the Cardholder Agreement means that the full financial obligation on closure is dispersed across multiple documents, which may complicate due diligence for compliance teams assessing total cost of service. COMPLIANCE CONSIDERATIONS: Compliance teams should confirm that cancellation fee disclosures are made clearly at the point of subscription enrollment and again at the point of account closure, and that the total fee obligation is calculable by the user before they commit to closing. The agreement's direction to review Fees pages separately should be evaluated for adequacy under applicable disclosure standards.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
If you have a paid subscription such as Metal, closing your account may trigger a cancellation fee. Understanding the financial obligations that survive account closure is important before requesting account termination.
Closing your Revolut account may not eliminate all financial obligations. Outstanding charges and subscription cancellation fees remain payable after closure, which could result in unexpected debits or collection activity.
ConductAtlas has identified this type of provision across 235 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.