Provision record
Revolut · Revolut Terms of Service (Superseded URL) · View original document ↗

Account Suspension and Closure at Discretion

Medium severity Medium confidence Explicit document language Common · 277 of 352 platforms
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Document Record

What it is

Revolut can suspend or close your account without advance notice if it believes you have violated the terms, used the account harmfully, or if required by law or fraud prevention purposes.

This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

An unexpected account closure or suspension could immediately cut off your access to funds held in the account, which may be significant if Revolut holds a material balance for you.

Interpretive note: The scope of 'reasonably believe' as applied to account closures may vary depending on jurisdiction-specific consumer protection standards and the specific factual circumstances of a given closure.

Recent Activity

This document changed recently

Medium Mar 23, 2026

The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.

View change record →

Clause Stability Stable

0
Changes
5
Months Monitored
May 11, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 1874 other provisions on other platforms.

Consumer impact (what this means for users)

Your access to your funds and services could be suspended without prior notice based on Revolut's reasonable belief of a policy violation or legal requirement. This creates practical financial risk if you rely on the account for day-to-day spending.

How other platforms handle this

Skillshare Medium

If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...

Mailchimp Medium

If our moderators decide to remove content, or suspend or terminate the Member's account, we will notify the Member and explain how to contact us.

Glassdoor Medium

If we become aware that a child has provided us with personal data without parental consent, we remove such data and terminate the child's account (except where we are required to retain all or a portion of such data for compliance purposes).

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We may suspend or close your account at any time without notice if we reasonably believe that: you have seriously or repeatedly broken any part of this agreement; you are using your account in a way that is harmful to us or to others; we are required to do so by law; or we reasonably believe it is necessary to prevent fraud.

Excerpt from Revolut's Terms of Service (Superseded URL)

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Account suspension and closure practices in consumer financial services are subject to CFPB oversight under UDAAP standards.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Applicable regulations

EFTA / Reg E
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal

Provision details

Document information
Document
Revolut Terms of Service (Superseded URL)
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
May 11, 2026
Last verified
May 11, 2026
Record ID
CA-P-010470
Document ID
CA-D-00267
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
21deb81581400cc4127a99c9b42c76fe500bb4a91e9500216d2fdc03e4c80303
Analysis generated
May 11, 2026 06:22 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service (Superseded URL)
Record ID: CA-P-010470
Captured: 2026-05-11 06:22:49 UTC
SHA-256: 21deb81581400cc4…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service-superseded-url/provision/CA-P-010470/account-suspension-and-closure-at-discretion/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Revolut's Account Suspension and Closure at Discretion clause do?

An unexpected account closure or suspension could immediately cut off your access to funds held in the account, which may be significant if Revolut holds a material balance for you.

How does this clause affect you?

Your access to your funds and services could be suspended without prior notice based on Revolut's reasonable belief of a policy violation or legal requirement. This creates practical financial risk if you rely on the account for day-to-day spending.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.