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You must be 18 or older for a standard Revolut account. Children aged 6-17 can have a Kids and Teens card, but only if a parent or guardian with their own Revolut account opens it for them.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision defines the age eligibility framework for account creation and establishes the account structure for minors. It requires parental account ownership as a prerequisite condition for minor account activation, creating a linked account dependency.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Parents who open a Kids and Teens card for their children should be aware that their child's financial and personal data will be collected and processed by Revolut and Lead Bank, subject to applicable children's privacy laws.
How other platforms handle this
You must be at least 13 years old to use our Services. If you are under 18, you must have your parent or guardian's permission to use our Services. Certain Services or features may have higher age requirements.
Without limiting the generality of the foregoing, any access to, or use of, the Service by anyone who is a minor (which is under the age of 18 in most jurisdictions) in any applicable jurisdiction (a "Minor") is strictly prohibited and in violation of these Terms, unless such access and/or use is su...
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"You must be eighteen (18) years or older to open a Revolut account. A Revolut – Kids & Teens card may be opened by a parent or legal guardian for children ages 6 to 17. The parent or legal guardian must have a Revolut account in order to open a Revolut – Kids & Teens card.Excerpt from Revolut's Terms of Service (Superseded URL)
(1) REGULATORY FRAMEWORK: Accounts for children aged 6-12 engage COPPA (15 U.S.C. §§6501-6506; 16 CFR Part 312), which requires verifiable parental consent for data collection from children under 13, enforced by the FTC. Accounts for children aged 13-17 may engage state-level minors' privacy laws including California's Age-Appropriate Design Code (AB 2273). CFPB's Prepaid Accounts Rule (12 CFR 1005.18) applies to prepaid accounts issued to minors. State consumer protection laws may impose additional requirements on financial products marketed to or held by minors. (2)
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This provision defines the age eligibility framework for account creation and establishes the account structure for minors. It requires parental account ownership as a prerequisite condition for minor account activation, creating a linked account dependency.
Parents who open a Kids and Teens card for their children should be aware that their child's financial and personal data will be collected and processed by Revolut and Lead Bank, subject to applicable children's privacy laws.
ConductAtlas has identified this type of provision across 2 platforms. See the full comparison.
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