Provision record
Ramp · Ramp Terms of Service · View original document ↗

Spending limits may be reduced if debit authorization withdrawn

High severity Explicit document language Common · 276 of 352 platforms
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This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

Medium Jul 18, 2026

The updated terms now require businesses in the UK and EU to comply with regional schedules applicable to their domicile, introducing jurisdiction-specific obligations. Subscription billing no longer defaults to monthly terms; instead, terms are offered by Ramp and must be affirmatively selected by the company. The agreement expands prohibited use restrictions to include not just US-sanctioned entities but also those sanctioned by Canada, the EU, and the UK. Additionally, the terms now explicitly state that electronic signatures are conclusive evidence of intent to be bound, and withholding tax reimbursement obligations apply to all fees, not just subscription fees.

View change record →

How other platforms handle this

Mailchimp Medium

Our moderators will thoughtfully consider any explanations and supplemental information provided by the Member when deciding whether to take action or reinstate access.

Datadog Medium

Datadog also may cooperate with appropriate law enforcement agencies, regulators, or other appropriate third parties to help with the investigation and prosecution of illegal conduct.

Lyft Medium

Lyft reserves the right to withhold or deduct credits or benefits obtained through a promotion or program in the event that Lyft determines or believes that the redemption of the promotion or receipt of the credit or benefit was in error, fraudulent, illegal...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Spending limits may be reduced (including to zero), and Company's Ramp Account may be terminated or otherwise limited, if Company withdraws debit authorization.

Excerpt from Ramp's Terms of Service

Applicable regulations

EFTA / Reg E
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal

Provision details

Document information
Document
Ramp Terms of Service
Entity
Ramp
Document last updated
May 5, 2026
Tracking information
First tracked
Last verified
Record ID
CA-P-075050
Document ID
CA-D-00531
Evidence Provenance
Source URL
Wayback Machine
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Ramp
Document: Ramp Terms of Service
Record ID: CA-P-075050
Captured: UTC
URL: https://conductatlas.com/platform/ramp/ramp-terms-of-service/provision/CA-P-075050/spending-limits-may-be-reduced-if-debit-authorization-withdrawn/
Accessed: Aug. 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Ramp's Spending limits may be reduced if debit authorization withdrawn clause do?

The clause states: “Spending limits may be reduced (including to zero), and Company's Ramp Account may be terminated or otherwise limited, if Company withdraws debit authorization.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.

Is ConductAtlas affiliated with Ramp?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Ramp.