This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Because Company bears responsibility for all credential holders and any person using those credentials, unauthorized or negligent use by any such person exposes Company to liability under the Agreement.
Interpretive note: The excerpt references sub-clause (a), implying there are additional sub-clauses of responsibility not reproduced here. The canonical claim reflects only sub-clause (a) as shown.
The reader is liable for what Administrators, Users, Advisors, and any credential-users do or fail to do—even if Company did not directly authorize a specific action.
How other platforms handle this
You are responsible for selecting a unique and complex password and keeping it confidential. You are responsible for any access to or use of your account by someone who has obtained your password...
You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification.
Use another user's account or share your account with another person;
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"Company is responsible for (a) any actions or failure to act on the part of Administrators, Users, Advisors, and those using credentials issued to Administrators or Users to access Company's Ramp Account.— Excerpt from Ramp's Ramp Terms of Service
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Because Company bears responsibility for all credential holders and any person using those credentials, unauthorized or negligent use by any such person exposes Company to liability under the Agreement.
The reader is liable for what Administrators, Users, Advisors, and any credential-users do or fail to do—even if Company did not directly authorize a specific action.
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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