Provision record
Ramp · Ramp Terms of Service · View original document ↗

Ramp reports Company performance to credit rating agencies

Medium severity Explicit document language Common · 279 of 352 platforms
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This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

Medium Jul 18, 2026

The updated terms now require businesses in the UK and EU to comply with regional schedules applicable to their domicile, introducing jurisdiction-specific obligations. Subscription billing no longer defaults to monthly terms; instead, terms are offered by Ramp and must be affirmatively selected by the company. The agreement expands prohibited use restrictions to include not just US-sanctioned entities but also those sanctioned by Canada, the EU, and the UK. Additionally, the terms now explicitly state that electronic signatures are conclusive evidence of intent to be bound, and withholding tax reimbursement obligations apply to all fees, not just subscription fees.

View change record →

How other platforms handle this

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We use your personal information to send you newsletters and other promotional communications, including information about MyFitnessPal's new offerings, features, offers, events, webinars, and other information.

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We may infer certain information from your interactions with the Lyft Platform and other personal information available to us. For example, if you frequently ride to or from airports, we may infer you are a frequent traveler.

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▸ View Original Clause Language DOCUMENT RECORD
"
Ramp may use and disclose Company Data ... (e) to report Company performance to credit reporting agencies and credit rating agencies, where appropriate.

Excerpt from Ramp's Terms of Service

Applicable regulations

CCPA/CPRA
California, USA
ePrivacy Directive
European Union
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal

Provision details

Document information
Document
Ramp Terms of Service
Entity
Ramp
Document last updated
May 5, 2026
Tracking information
First tracked
Last verified
Record ID
CA-P-075026
Document ID
CA-D-00531
Evidence Provenance
Source URL
Wayback Machine
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Ramp
Document: Ramp Terms of Service
Record ID: CA-P-075026
Captured: UTC
URL: https://conductatlas.com/platform/ramp/ramp-terms-of-service/provision/CA-P-075026/ramp-reports-company-performance-to-credit-rating-agencies/
Accessed: Aug. 7, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Ramp's Ramp reports Company performance to credit rating agencies clause do?

The clause states: “Ramp may use and disclose Company Data ... (e) to report Company performance to credit reporting agencies and credit rating agencies, where appropriate.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 279 platforms. See the full comparison.

Is ConductAtlas affiliated with Ramp?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Ramp.