This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms now require businesses in the UK and EU to comply with regional schedules applicable to their domicile, introducing jurisdiction-specific obligations. Subscription billing no longer defaults to monthly terms; instead, terms are offered by Ramp and must be affirmatively selected by the company. The agreement expands prohibited use restrictions to include not just US-sanctioned entities but also those sanctioned by Canada, the EU, and the UK. Additionally, the terms now explicitly state that electronic signatures are conclusive evidence of intent to be bound, and withholding tax reimbursement obligations apply to all fees, not just subscription fees.
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To the extent that any provisions in the Business Terms of Service conflict with these Terms, the Business Terms of Service shall govern to the extent of the conflict.
We reserve the right to transfer our rights under these Terms and provide the Services using another entity, provided that entity upholds these Terms.
You represent and warrant that you have the legal right to use the payment method you provide to us or our payment processor, including, without limitation, any credit card you provide when completing a transaction.
"Company has full legal authority and all necessary rights for each action it takes on behalf of a Business Entity through its Ramp Account, including connecting Linked Accounts held by Business Entities, submitting payment instructions, and executing transactions...Excerpt from Ramp's Terms of Service
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The clause states: “Company has full legal authority and all necessary rights for each action it takes on behalf of a Business Entity through its Ramp Account, including connecting Linked Accounts held by Business Entities, submitting payment instructions, and executing transactions...”
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