This analysis describes what Ramp's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Because the indemnification obligation includes defense costs and covers all losses arising from third-party claims, Company bears financial responsibility for litigation brought against Ramp by outside parties.
Interpretive note: The excerpt uses an ellipsis, suggesting conditions or qualifications on the scope of indemnification that are not reproduced in full. The canonical claim reflects only what is explicitly shown in the excerpt.
The updated terms now require businesses in the UK and EU to comply with regional schedules applicable to their domicile, introducing jurisdiction-specific obligations. Subscription billing no longer defaults to monthly terms; instead, terms are offered by Ramp and must be affirmatively selected by the company. The agreement expands prohibited use restrictions to include not just US-sanctioned entities but also those sanctioned by Canada, the EU, and the UK. Additionally, the terms now explicitly state that electronic signatures are conclusive evidence of intent to be bound, and withholding tax reimbursement obligations apply to all fees, not just subscription fees.
View change record →The reader is obligated to cover Ramp's, Financial Institution Partners', and Third-Party Service Providers' losses, defense costs, and liabilities when third parties bring claims connected to Company's use.
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"Company agrees to indemnify, defend, and hold harmless Ramp, Financial Institution Partners, and Third-Party Service Providers ... from and against any losses, liabilities, damages, claims, costs, or expenses ... arising out of or relating to third-party claims...Excerpt from Ramp's Terms of Service
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Because the indemnification obligation includes defense costs and covers all losses arising from third-party claims, Company bears financial responsibility for litigation brought against Ramp by outside parties.
The reader is obligated to cover Ramp's, Financial Institution Partners', and Third-Party Service Providers' losses, defense costs, and liabilities when third parties bring claims connected to Company's use.
ConductAtlas has identified this type of provision across 228 platforms. See the full comparison.
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