The user agreement incorporates PayPal's Acceptable Use Policy by reference, and account holders agree to comply with it as a condition of account use; violations of the Acceptable Use Policy may result in account limitation, suspension, or termination.
This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The incorporation of the Acceptable Use Policy by reference means that users are contractually bound by a separate document governing permissible transaction types and activities, and violations of that policy can trigger account enforcement actions including limitation, fund holds, and termination.
Removal of specific listing and incorporation of Acceptable Use Policy may reduce user awareness of restricted activities, though policy incorporation likely remains via other terms.
View full change record →This provision explicitly incorporates PayPal's separate Acceptable Use Policy into the User Agreement, expanding the terms users are bound by without explicitly detailing prohibited conduct within the agreement itself.
View full change record →Under this clause, users are contractually bound by PayPal's Acceptable Use Policy as a condition of maintaining an account. Account actions that PayPal determines violate the Acceptable Use Policy may result in account limitation, suspension, or termination, which may trigger the fund hold provisions described elsewhere in the agreement.
How other platforms handle this
Host Content on our servers for any purpose other than for your use of the Service.
Use our Services in relation to any political campaign financing or for the purpose of influencing any election, other than sharing your own personal political opinions;
use TikTok Content...another user's content or generative AI-enabled features for commercial purposes unless permitted by TikTok USDS Joint Venture or the user, respectively...
"By opening and using a PayPal account, you agree to comply with all of the terms and conditions of this user agreement, including the Fee pages, and any upcoming changes described on the Policy Updates page at the time you accept this user agreement... You also agree to comply with each of the other terms or agreements on the Legal Agreements page that apply to you and the following additional policies: Acceptable Use Policy.Excerpt from PayPal's User Agreement
1.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The incorporation of the Acceptable Use Policy by reference means that users are contractually bound by a separate document governing permissible transaction types and activities, and violations of that policy can trigger account enforcement actions including limitation, fund holds, and termination.
Under this clause, users are contractually bound by PayPal's Acceptable Use Policy as a condition of maintaining an account. Account actions that PayPal determines violate the Acceptable Use Policy may result in account limitation, suspension, or termination, which may trigger the fund hold provisions described elsewhere in the agreement.
ConductAtlas has identified this type of provision across 282 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.