This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the procedural mechanism for dispute resolution and eliminates the availability of class-based litigation as a remedy pathway. The arbitration requirement and class waiver together restrict the forums and procedural structures available for addressing disputes with PayPal.
Users agreeing to these terms must pursue any disputes through individual arbitration proceedings rather than court actions or class proceedings. This means disputes are adjudicated by private arbitrators according to the arbitration rules specified, rather than through judicial proceedings or aggregated litigation with other users.
How other platforms handle this
You and Teachable agree to resolve any disputes through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below. You also agree that disputes will only be resolved on an individual basis and not as a class, consolidated, or representative action.
Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by arbitration in San Francisco County, California, in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, Inc. ("JAMS") then in effect, by ...
THESE TERMS REQUIRE THE USE OF ARBITRATION (SECTION 12.2) ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.
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"These terms include an agreement to resolve disputes by arbitration on an individual basis. You agree that you are each giving up the right to go to court... disputes will be resolved by a neutral arbitrator... You also agree that you will not bring or participate in any class action lawsuits.— Excerpt from PayPal's PayPal User Agreement
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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This provision establishes the procedural mechanism for dispute resolution and eliminates the availability of class-based litigation as a remedy pathway. The arbitration requirement and class waiver together restrict the forums and procedural structures available for addressing disputes with PayPal.
Users agreeing to these terms must pursue any disputes through individual arbitration proceedings rather than court actions or class proceedings. This means disputes are adjudicated by private arbitrators according to the arbitration rules specified, rather than through judicial proceedings or aggregated litigation with other users.
ConductAtlas has identified this type of provision across 11 platforms. See the full comparison.
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