This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
An automated risk determination by PayPal can directly result in denial, termination, or restriction of services, with significant consequences for the user's access to financial services.
Interpretive note: The excerpt references a prior automated decision-making process implicitly through context, but the canonical claim is grounded solely in what this clause explicitly states about the consequences of a risk determination. The connection to Automated Decision Making is not stated within this excerpt itself.
If PayPal determines the reader poses a credit, fraud, money laundering, or other risk, the reader may be denied new services, lose access to current services, or have services restricted.
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"If we determine that you pose a credit, fraud, money laundering or other risk, we may refuse to provide new services to you, stop providing services you currently use, or place limits or restrictions on the services you use.— Excerpt from PayPal's PayPal Privacy Statement
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An automated risk determination by PayPal can directly result in denial, termination, or restriction of services, with significant consequences for the user's access to financial services.
If PayPal determines the reader poses a credit, fraud, money laundering, or other risk, the reader may be denied new services, lose access to current services, or have services restricted.
ConductAtlas has identified this type of provision across 214 platforms. See the full comparison.
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