Provision record
PayPal · PayPal Privacy Statement · View original document ↗

Personal Information Retention for 10 Years Post-Relationship

Medium severity Unique · 0 of 352 platforms
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Document Record

What it is

The policy states that Personal Information collected in connection with a PayPal account or relationship is retained for the duration of the relationship plus 10 years after it ends, subject to applicable local law requirements and legal or compliance exceptions that may extend this period.

This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a default 10-year post-relationship retention period for Personal Information, which extends beyond the active customer period and applies across the full range of data categories collected. Biometric data is subject to a separate 3-year post-account-closure cap.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Log into your PayPal account and navigate to Data and Privacy settings to submit a deletion request. Note that the policy states certain Personal Information will be retained for legal, compliance, and fraud prevention purposes even following a deletion request or account closure.

If You Do Nothing

Personal Information will be retained for 10 years following the end of the customer relationship as described in the policy, subject to applicable legal exceptions

Cross-platform context

See how other platforms handle Personal Information Retention for 10 Years Post-Relationship and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
We retain Personal Information for as long as needed or is permitted in context of the purpose for which it was collected and consistent with applicable law. The criteria used to determine our retention period is as follows: Personal Information used for the ongoing relationship between you and PayPal is stored for the duration of the relationship plus a period of 10 years or such period as mandated by any applicable local law once our relationship comes to an end, unless we need to keep it longer to the extent permitted by applicable law.

Excerpt from PayPal's Privacy Statement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • FTC
    The FTC has jurisdiction over data retention practices that may constitute unfair or deceptive acts where retention periods exceed what consumers reasonably expect or where deletion requests are not honored as disclosed
    File a complaint →

Provision details

Document information
Document
PayPal Privacy Statement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
Aug. 3, 2026
Record ID
CA-P-00045004
Document ID
CA-D-00045
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
323a171a636780ae11796995ce3314342502ac7d4a05f085477133259b344eb1
Analysis generated
July 9, 2026 04:08 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal Privacy Statement
Record ID: CA-P-00045004
Captured: 2026-07-09 04:08:48 UTC
SHA-256: 323a171a636780ae…
URL: https://conductatlas.com/platform/paypal/paypal-privacy-statement/personal-information-retention-for-10-years-post-relationship/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does PayPal's Personal Information Retention for 10 Years Post-Relationship clause do?

This provision establishes a default 10-year post-relationship retention period for Personal Information, which extends beyond the active customer period and applies across the full range of data categories collected. Biometric data is subject to a separate 3-year post-account-closure cap.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.