The GLBA Notice states that PayPal shares Personal Information for everyday business purposes, marketing, joint marketing with financial companies, and affiliates' transaction and experience information without offering a limiting opt-out. Users may limit sharing of creditworthiness information with affiliates, affiliate marketing use, and nonaffiliate marketing use by calling 1-888-221-1161 or adjusting Data and Privacy settings.
This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the categories of GLBA-governed sharing for which no consumer opt-out is available, including sharing for everyday business purposes, PayPal's own marketing, joint marketing with financial companies, and affiliate transaction data. The available opt-outs are limited to creditworthiness sharing, affiliate marketing, and nonaffiliate marketing.
⚠ Personal information will continue to be shared for everyday business purposes, PayPal marketing, joint marketing with financial companies, and affiliate transaction data purposes as described in the GLBA Notice without consumer opt-out
Cross-platform context
See how other platforms handle GLBA Notice: Sharing Categories and Opt-Out Limitations and similar clauses.
Compare across platforms →"Reasons we can share your personal information Does PayPal share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes – information about your transactions and experiences Yes No For our affiliates' everyday business purposes – information about your creditworthiness Yes Yes For our affiliates to market to you Yes Yes For our nonaffiliates to market to you Yes YesExcerpt from PayPal's Privacy Statement
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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This provision establishes the categories of GLBA-governed sharing for which no consumer opt-out is available, including sharing for everyday business purposes, PayPal's own marketing, joint marketing with financial companies, and affiliate transaction data. The available opt-outs are limited to creditworthiness sharing, affiliate marketing, and nonaffiliate marketing.
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