Provision record
PayPal · PayPal Privacy Statement · View original document ↗

GLBA Notice: Non-Affiliate Marketing Sharing with Opt-Out

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Document Record

What it is

Under the Gramm-Leach-Bliley Act notice, PayPal states it shares personal information with affiliates for creditworthiness purposes, with affiliates for marketing, and with non-affiliates for marketing, and that users may limit these three categories of sharing via account settings or by calling customer service. Other categories of sharing including everyday business purposes and joint marketing are stated to be non-limitable.

This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes the GLBA notice framework disclosing which sharing categories users may and may not limit, and specifies the mechanisms available to exercise those limitations. Existing customers with accounts opened before November 27, 2024 are stated to have sharing limited to data collected after that date unless they affirmatively consent to earlier data being shared.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Call PayPal Customer Service at 1-888-221-1161 to limit all sharing where permitted under the GLBA notice, including sharing with affiliates for creditworthiness, affiliates for marketing, and non-affiliates for marketing.

If You Do Nothing

PayPal will share personal information with affiliates for creditworthiness and marketing purposes and with non-affiliates for marketing purposes as stated in the terms, unless the opt-out is exercised

Cross-platform context

See how other platforms handle GLBA Notice: Non-Affiliate Marketing Sharing with Opt-Out and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
Reasons we can share your personal information Does PayPal share? Can you limit this sharing? For our affiliates' everyday business purposes – information about your creditworthiness Yes Yes For our affiliates to market to you Yes Yes For our nonaffiliates to market to you Yes Yes To limit our sharing You may limit certain sharing by logging into you PayPal Account and editing your preferences in the Data and Privacy setting. Call 1-888-221-1161 to limit all sharing where permitted.

Excerpt from PayPal's Privacy Statement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

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Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • CFPB
    The CFPB enforces the Gramm-Leach-Bliley Act Privacy Rule for financial institutions under its jurisdiction, including requirements for notice and opt-out of information sharing
    File a complaint →
  • State AG
    State attorneys general in California, Vermont, and North Dakota have authority over state financial privacy law requirements referenced in this provision
    File a complaint →

Provision details

Document information
Document
PayPal Privacy Statement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 5, 2026
Last verified
Sept. 5, 2026
Record ID
CA-P-00045007
Document ID
CA-D-00045
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
fde8a24bf5ca4ca5b9a3d100953e755767b80806013c664f784af3e36652738a
Analysis generated
September 5, 2026 02:03 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal Privacy Statement
Record ID: CA-P-00045007
Captured: 2026-09-05 02:03:15 UTC
SHA-256: fde8a24bf5ca4ca5…
URL: https://conductatlas.com/platform/paypal/paypal-privacy-statement/glba-notice-non-affiliate-marketing-sharing-with-opt-out/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does PayPal's GLBA Notice: Non-Affiliate Marketing Sharing with Opt-Out clause do?

This provision establishes the GLBA notice framework disclosing which sharing categories users may and may not limit, and specifies the mechanisms available to exercise those limitations. Existing customers with accounts opened before November 27, 2024 are stated to have sharing limited to data collected after that date unless they affirmatively consent to earlier data being shared.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.