This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes different protection eligibility thresholds based on payment method and transaction type, creating operational distinctions between in-person QR code transactions, non-QR code in-person payments, and in-person collection scenarios. This structure reflects the differing verification requirements across payment channels.
This provision was restructured rather than removed; the framing shifted from exclusion-focused to inclusion-focused language in the current version.
View full change record →Users who complete transactions in person via QR code or who collect items in person operate under restricted eligibility for Item Not Received protection, though Significantly Not as Described claims remain available in the latter scenarios. The terms apply different coverage standards depending on whether payment occurs remotely or at the point of collection.
How other platforms handle this
In the European Union, developers can distribute iOS apps outside of the App Store through alternative distribution. Developers can also use third-party payment processors in their apps. These options are available under the Digital Markets Act and require developers to agree to additional terms.
"This will be saved as the default payment method for your subscription. You can change your payment method at any time by visiting your account settings."
The Coinbase Fee varies based on the payment method used for the transaction. Transactions funded via bank account or Coinbase USD Wallet are subject to different fees than transactions funded via debit card.
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"However, PayPal's Purchase Protection program does not apply to payments made in person using PayPal World via QR code. For non-QR code payments, your purchase is not eligible for Item Not Received claims if you use PayPal or PayPal World to pay in person, or if you order online, but collect the item in person, or arrange for it to be collected on your behalf. Your purchase may be eligible for protection if the item you pick up is Significantly Not as Described.— Excerpt from PayPal's PayPal Buyer and Seller Protection
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The clause establishes different protection eligibility thresholds based on payment method and transaction type, creating operational distinctions between in-person QR code transactions, non-QR code in-person payments, and in-person collection scenarios. This structure reflects the differing verification requirements across payment channels.
Users who complete transactions in person via QR code or who collect items in person operate under restricted eligibility for Item Not Received protection, though Significantly Not as Described claims remain available in the latter scenarios. The terms apply different coverage standards depending on whether payment occurs remotely or at the point of collection.
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