OpenRouter · OpenRouter Terms of Service · View original document ↗

24-Hour Credit Refund Window

Medium severity High confidence Explicitdocumentlanguage Unique · 0 of 343 platforms
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Document Record

What it is

The agreement limits refund eligibility for unused pre-paid Credits to a 24-hour window from the time of transaction processing, after which unused Credits become non-refundable. Platform fees are non-refundable in all cases, and cryptocurrency payments carry no refund eligibility under any circumstances.

This analysis describes what OpenRouter's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a 24-hour refund window as the contractual limit for credit recovery, which is operationally narrow. Platform fees and cryptocurrency payments are categorically excluded from refund eligibility, creating financial terms that users should assess before purchasing, particularly for large credit transactions up to the $25,000 maximum.

Consumer impact (what this means for users)

Under this clause, unused Credits are refundable only within 24 hours of purchase via the self-service refund button at the Credits page; after that window, unused Credits are non-refundable. Credits purchased with cryptocurrency are non-refundable under any circumstances, and platform fees are non-refundable regardless of refund timing.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Dispute a Fee
    Within 24 hours
    Navigate to the Credits page at https://openrouter.ai/settings/credits and use the refund button within 24 hours of your credit purchase. Only the unused credit amount is refundable; platform fees and cryptocurrency payments are not eligible.

How other platforms handle this

Telegram Medium

Telegram can decide to stop offering subscriptions at any time, including in response to unforeseen circumstances beyond our control, or to comply with a legal requirement; in this case we will cancel your subscription and refund the prorated portion of any prepaid subscription fee equal to the rema...

Midjourney Medium

Anyone attempting to violate our Community Guidelines using the Editor will face suspension or banning without refund. Use this tool with respect and consideration for others.

Runway Medium

If you purchase a subscription to the Services, Company will automatically charge your payment method each renewal period for the then-current subscription fee until you cancel or when terminated in accordance with the Agreement. After your initial subscription period, and again after any subsequent...

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▸ View Original Clause Language DOCUMENT RECORD
"
Once purchased, refunds for unused Credits may be requested within twenty-four (24) hours from the time the transaction was processed. If no refund request is received within twenty-four (24) hours following the purchase, any unused Credits become non-refundable. To request a refund within the eligible period, you can use the refund button on the Credits page. The unused credit amount will be refunded to your payment method; the platform fees are non-refundable. Cryptocurrency payments are never refundable.

— Excerpt from OpenRouter's OpenRouter Terms of Service

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

1) REGULATORY LANDSCAPE: The 24-hour refund limitation and absolute non-refundability of cryptocurrency payments may warrant evaluation under the FTC Act's unfair or deceptive practices standards, particularly regarding prominence of disclosure at point of purchase. State consumer protection laws in California and other jurisdictions may impose additional refund obligations depending on how these credits are classified. The non-refundability of cryptocurrency payments may interact with state money transmission regulations in certain jurisdictions. 2) GOVERNANCE EXPOSURE: Medium. The narrow 24-hour window is a concrete financial term that creates irreversible purchase outcomes for users who do not act promptly. The maximum transaction amount of $25,000 means the financial exposure from this clause can be significant for enterprise purchasers. 3) JURISDICTION FLAGS: EU consumer protection regulations generally require clearer disclosure of non-refundable terms and may provide statutory cooling-off rights that could interact with this contractual limitation. California's consumer protection framework may also be relevant. The cryptocurrency non-refundability provision may face heightened scrutiny in jurisdictions with active cryptocurrency consumer protection regulation. 4) CONTRACT AND VENDOR IMPLICATIONS: Enterprise procurement teams should assess whether the 24-hour refund window and large maximum transaction amount create treasury or budgeting risks, particularly for bulk credit purchases. Vendor onboarding processes should include a review of credit purchase amounts relative to projected API usage to avoid non-refundable surplus. 5) COMPLIANCE CONSIDERATIONS: Organizations should evaluate whether the refund terms are disclosed with sufficient prominence at the point of purchase to satisfy applicable consumer protection disclosure requirements. Finance teams should establish internal controls around credit purchase amounts and timing given the narrow refund window.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC has jurisdiction over refund policies and non-refundable payment terms in consumer-facing digital services under its unfair or deceptive practices authority.
    File a complaint →
  • State AG
    State attorneys general may have jurisdiction over consumer refund disputes, particularly where the 24-hour window or cryptocurrency non-refundability provisions interact with state consumer protection statutes.
    File a complaint →

Provision details

Document information
Document
OpenRouter Terms of Service
Entity
OpenRouter
Document last updated
May 12, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-012767
Document ID
CA-D-00810
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
d22aa40bd1da8ba43c39e2622b935e1df3d8acb5d7abfae7670c288b44c0e544
Analysis generated
May 21, 2026 01:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: OpenRouter
Document: OpenRouter Terms of Service
Record ID: CA-P-012767
Captured: 2026-05-21 01:17:28 UTC
SHA-256: d22aa40bd1da8ba4…
URL: https://conductatlas.com/platform/openrouter/openrouter-terms-of-service/24-hour-credit-refund-window/
Accessed: June 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does OpenRouter's 24-Hour Credit Refund Window clause do?

This provision establishes a 24-hour refund window as the contractual limit for credit recovery, which is operationally narrow. Platform fees and cryptocurrency payments are categorically excluded from refund eligibility, creating financial terms that users should assess before purchasing, particularly for large credit transactions up to the $25,000 maximum.

How does this clause affect you?

Under this clause, unused Credits are refundable only within 24 hours of purchase via the self-service refund button at the Credits page; after that window, unused Credits are non-refundable. Credits purchased with cryptocurrency are non-refundable under any circumstances, and platform fees are non-refundable regardless of refund timing.

Is ConductAtlas affiliated with OpenRouter?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OpenRouter.