OpenRouter Terms of Service

This document governs use of OpenRouter's AI model aggregator service, which provides API access to third-party generative AI models, and is structured as a legally binding contract between OpenRouter, Inc. and any user of the service. The agreement states that users must purchase pre-paid credits ($5 minimum, $25,000 maximum per transaction) to access the service, that unused credits become non-refundable after 24 hours, that cryptocurrency payments are never refundable, and that OpenRouter reserves the right to terminate accounts and suspend service at its discretion; the terms also authorize Admin Users in organizational accounts to configure settings including prompt logging, chat logging, zero data retention, and model training for Authorized Users. The arbitration clause requires all disputes to be resolved through binding individual arbitration, waiving both jury trial rights and class action participation, which is a standard but materially significant provision for consumer-facing API services; the agreement also asserts a broad license over user-submitted content and disclaims all warranties and consequential damages. The document engages GDPR, CCPA, and COPPA frameworks given the service's global reach, minimum age of 13, and data processing activities; compliance exposure is jurisdiction-dependent, particularly for EU/EEA users where mandatory arbitration clauses may not be enforceable and where data subject rights interact with the terms' content and logging provisions. The service's role as an intermediary routing requests to third-party model providers creates a layered data processing relationship that may require evaluation under applicable privacy and AI governance frameworks depending on user geography.