Provision record
OpenAI · OpenAI EU Terms of Use · View original document ↗

No Use of Personal Output for High-Stakes Decisions

High severity High confidence Explicit document language Common · 217 of 352 platforms

Key Facts

What does OpenAI prohibit users from using Output for?
OpenAI prohibits users from using any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, or insurance decisions.
Stay ahead of the changes
Track OpenAI and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF

This analysis describes what OpenAI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This prohibition limits the use of AI-generated Output in high-stakes decisions that directly affect individuals' legal rights or material circumstances, reducing the risk of harm from automated or AI-assisted determinations.

Interpretive note: The excerpt is truncated after 'insurance'; further listed categories may be present in the full document but cannot be stated.

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 921 other provisions on other platforms.

Consumer impact (what this means for users)

Users are prohibited from applying Output about a person to any purpose that could have a legal or material impact on that person, including the listed categories of decisions.

How other platforms handle this

Anthropic Medium

Request a review of decisions made solely based on automated processing of personal data.

Instacart Medium

AI outputs may be incomplete, inaccurate, outdated, inappropriate, or inconsistent and may change over time. They are not a substitute for professional advice...You are responsible for your use of Outputs...

Walmart Medium

the Output from the Generative AI Features may not be unique across users, and the Generative AI Features may generate or return the same or similar Output to Walmart or a third party

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance...

Excerpt from OpenAI's EU Terms of Use

Applicable regulations

EU AI Act
European Union
California AB 2013 AI Training Data Transparency
US-CA
Colorado AI Act
US-CO
EU AI Act - High Risk Provisions
EU
GDPR
European Union
Texas AI Act
Texas, USA
Trump Executive Order on AI Policy Framework
US
UK GDPR
United Kingdom

Provision details

Document information
Document
OpenAI EU Terms of Use
Entity
OpenAI
Document last updated
May 11, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-059328
Document ID
CA-D-00756
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
86ae292930d3782298e0436c053164660e09a9df37ec6ce35eccab5f9a771aa6
Analysis generated
July 9, 2026 04:09 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: OpenAI
Document: OpenAI EU Terms of Use
Record ID: CA-P-059328
Captured: 2026-07-09 04:09:20 UTC
SHA-256: 86ae292930d37822…
URL: https://conductatlas.com/platform/openai/openai-eu-terms-of-use/provision/CA-P-059328/no-use-of-personal-output-for-high-stakes-decisions/
Accessed: Aug. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Related Analysis

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does OpenAI's No Use of Personal Output for High-Stakes Decisions clause do?

This prohibition limits the use of AI-generated Output in high-stakes decisions that directly affect individuals' legal rights or material circumstances, reducing the risk of harm from automated or AI-assisted determinations.

How does this clause affect you?

Users are prohibited from applying Output about a person to any purpose that could have a legal or material impact on that person, including the listed categories of decisions.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 217 platforms. See the full comparison.

Is ConductAtlas affiliated with OpenAI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OpenAI.