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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“We may suspend or delete your account with 30 days' Notice, at any time, for any reason;”
“Clearly and conspicuously label Advertising Content you Upload to OnlyFans by including in the caption...a signifier such as #ad, #paidpromotion or #sponsored; and the name of the brand advertised...”
“Our total liability to you for any and all claims...shall be limited to the greater of: 100% of the total fees paid by you to us...or USD $5,000.”
“You agree to grant us a license to all your Content to perform any act related to the operation of OnlyFans...including reproducing, making available or displaying to the public, distributing, creating derivative works...”
“You are liable to and will indemnify us if any warranty in this section of these Terms of Use is untrue. This means you will be responsible for any resulting loss or damage we suffer.”
“You are legally responsible for all Content you Upload. If you are a Creator and someone else assists you with the operation of your Creator account, this does not affect your legal responsibility.”
OnlyFans sets the rules for using the platform: you must be at least 18, OnlyFans takes 20% of every payment made to you, and your subscription renews automatically unless you cancel. OnlyFans can close your account for any reason with 30 days' notice, and if you sue OnlyFans it may terminate your account. As a creator, you are personally responsible for everything you post, and you must clearly label any paid advertising content with tags like #ad and the brand name.
This document establishes the binding contractual relationship between OnlyFans and its users, setting out substantive obligations, rights, and limitations governing platform use. OnlyFans may suspend or delete any account for any reason with 30 days' notice, and separately reserves the right to terminate accounts upon a user's commencement of legal proceedings against OnlyFans or its subsidiaries. Creators are required to grant OnlyFans a broad license over all uploaded content — encompassing reproduction, public display, distribution, and creation of derivative works — and bear sole legal responsibility for that content regardless of third-party assistance in account operation. OnlyFans deducts a 20% fee from every fan payment, caps its total liability to business users at the greater of fees paid or USD $5,000, and asserts sole ownership of all anonymised usage data with permission to use it for any lawful purpose.
Users must be at least 18 years old to hold an account. Subscriptions renew automatically at the current rate, with advance authorisation for recurring charges given upon agreeing to the Terms. OnlyFans can close any account for any reason with 30 days' notice, and may terminate an account if the user initiates legal proceedings against OnlyFans or its subsidiaries. Creators receive 80% of each fan payment after OnlyFans deducts its 20% fee, are solely liable for all content they upload, and must indemnify OnlyFans for any loss arising from an untrue warranty. Users agree not to make unjustified refund or chargeback requests, though legitimate dispute claims remain available. OnlyFans owns all anonymised usage data and may use it for any lawful purpose. If you are a creator running paid promotions, you are required to label that content with a signifier such as #ad and the brand name in the caption.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“We may suspend or delete your account with 30 days' Notice, at any time, for any reason;”
“Clearly and conspicuously label Advertising Content you Upload to OnlyFans by including in the caption...a signifier such as #ad, #paidpromotion or #sponsored; and the name of the brand advertised...”
“Our total liability to you for any and all claims...shall be limited to the greater of: 100% of the total fees paid by you to us...or USD $5,000.”
“You agree to grant us a license to all your Content to perform any act related to the operation of OnlyFans...including reproducing, making available or displaying to the public, distributing, creating derivative works...”
“You are liable to and will indemnify us if any warranty in this section of these Terms of Use is untrue. This means you will be responsible for any resulting loss or damage we suffer.”
“You are legally responsible for all Content you Upload. If you are a Creator and someone else assists you with the operation of your Creator account, this does not affect your legal responsibility.”
“You must be at least 18 years old;”
“Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.”
“If you are a User and commence proceedings against us or any Subsidiary, we reserve the right to terminate your account to minimise the risk of potential harm to OnlyFans...”
“We are the sole owners of any and all anonymised data relating to your use of OnlyFans and we can use that data for any purpose permitted by law.”
“You agree not to make: (i) unjustified requests for a refund; or (ii) unjustified chargeback requests of your payment card provider in relation to any Creator Interaction or tip to a Creator.”
“A Subscription will automatically renew at the current rate (plus Indirect Sales Tax). You authorise us to charge you again after each Subscription...”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
Need provision-level monitoring and regulatory mapping? Insight includes governance timelines, drift analysis, and full provision tracking.
Cross-platform context
See how other platforms handle Account Application Rejection for Any Reason and similar clauses.
Compare across platforms →Governance Monitoring
Structured alerts for policy changes, governance events, and provision updates across 343 platforms.