Provision record
Mercury · Mercury Terms of Service · View original document ↗

No Obligation to Notify Wire Rejection or Delay

High severity Explicit document language Common · 273 of 352 platforms
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This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

Medium Jun 26, 2026

Mercury's updated terms establish detailed rules for how recurring autopay works on invoices. Under the revised language, payers authorize recurring ACH debits through a separate addendum, Mercury will not retry failed payments (except once if caused by a Mercury system issue), and autopay authorization will automatically cancel after two consecutive failures in a series. You can prevent autopay cancellation by ensuring payers have sufficient funds, re-enrolling the payer, or requesting manual payment if the series fails twice.

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Medium May 29, 2026

The updated terms establish that when customers pay invoices you issue through Mercury Invoicing via ACH debit, Mercury will apply a hold period before crediting the funds to your account. The hold period is determined by Mercury in its sole discretion based on risk factors related to the transaction, payer, and payment history, and may range from 1 to 4 business days from the date the ACH debit is initiated. Mercury will display an estimated funds availability date for each incoming invoice payment in your Invoicing dashboard.

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▸ View Original Clause Language DOCUMENT RECORD
"
Neither we nor the International Wire Services Providers will have any obligation to notify you in the event we reject a Wire Instruction or decline or delay communication of a Payment Order...

Excerpt from Mercury's Terms of Service

Provision details

Document information
Document
Mercury Terms of Service
Entity
Mercury
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-047389
Document ID
CA-D-00529
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3ac7ab54812d292da7660282e68a275955e77d625774ffe806d425e9b70bcc72
Analysis generated
July 9, 2026 04:51 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Mercury
Document: Mercury Terms of Service
Record ID: CA-P-047389
Captured: 2026-07-09 04:51:50 UTC
SHA-256: 3ac7ab54812d292d…
URL: https://conductatlas.com/platform/mercury/mercury-terms-of-service/provision/CA-P-047389/no-obligation-to-notify-wire-rejection-or-delay/
Accessed: Aug. 3, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Mercury's No Obligation to Notify Wire Rejection or Delay clause do?

The clause states: “Neither we nor the International Wire Services Providers will have any obligation to notify you in the event we reject a Wire Instruction or decline or delay communication of a Payment Order...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 273 platforms. See the full comparison.

Is ConductAtlas affiliated with Mercury?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.