“You may only apply for an Account...if you are a United States citizen and are at least 18 years of age (for Personal Accounts) or a legal entity formed and registered in the United States...”
This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The eligibility requirement categorically excludes non-U.S. citizens seeking Personal Accounts and unregistered or foreign-formed entities, making the restriction a hard gate on access to the service.
The updated terms establish that third-party promotional partners may change or discontinue perks at any time, including after you have met a perk's eligibility or redemption requirements. Mercury states it will not be responsible for honoring, fulfilling, or subsidizing a perk that a partner modifies or discontinues, and directs you to contact the partner directly if a perk is discontinued or not honored. This means a promotional offer you qualified for could be withdrawn or modified by the partner without Mercury's involvement or recourse through Mercury.
View change record →The updated terms establish new procedures for automatic recurring invoice payments. Under the revised language, when a payer enables autopay, Mercury does not guarantee that recurring payments will process, and if two consecutive payments fail, the payer's autopay authorization is automatically cancelled without advance notice. The terms also state that Mercury will not re-attempt failed recurring payments except when a Mercury system issue caused the failure (in which case Mercury will attempt once on the next banking day). Mercury limits its liability for losses arising from payment failures, authorization issues, or unauthorized debits except as required by applicable law. Merchants and payers should review their autopay settings and payment methods to ensure continuity of recurring billing.
View change record →Readers who are not U.S. citizens, under 18, or who operate entities not formed and registered in the United States are ineligible to apply for an account.
How other platforms handle this
you are at least eighteen (18) years of age
These Terms contain the entire agreement between you and OpenAI regarding the Services and, other than any Service-specific terms, supersedes any prior or contemporaneous agreements between you and OpenAI.
If any provisions from this Policy are in conflict with any applicable laws, such provisions will be replaced by provisions of the same purport that reflects the original intention of the provision, to the extent permissible under the applicable laws.
"You may only apply for an Account...if you are a United States citizen and are at least 18 years of age (for Personal Accounts) or a legal entity formed and registered in the United States...Excerpt from Mercury's Terms of Service
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The eligibility requirement categorically excludes non-U.S. citizens seeking Personal Accounts and unregistered or foreign-formed entities, making the restriction a hard gate on access to the service.
Readers who are not U.S. citizens, under 18, or who operate entities not formed and registered in the United States are ineligible to apply for an account.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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