This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The license is freely revocable, meaning Mercury can withdraw users' right to use the Services, and the license is confined to what the Services' features permit, leaving no broader implied rights.
Interpretive note: The reservation of all rights not expressly granted is a closely related but independent proposition recorded in omitted_material.
Mercury's updated terms establish detailed rules for how recurring autopay works on invoices. Under the revised language, payers authorize recurring ACH debits through a separate addendum, Mercury will not retry failed payments (except once if caused by a Mercury system issue), and autopay authorization will automatically cancel after two consecutive failures in a series. You can prevent autopay cancellation by ensuring payers have sufficient funds, re-enrolling the payer, or requesting manual payment if the series fails twice.
View change record →The updated terms establish that when customers pay invoices you issue through Mercury Invoicing via ACH debit, Mercury will apply a hold period before crediting the funds to your account. The hold period is determined by Mercury in its sole discretion based on risk factors related to the transaction, payer, and payment history, and may range from 1 to 4 business days from the date the ACH debit is initiated. Mercury will display an estimated funds availability date for each incoming invoice payment in your Invoicing dashboard.
View change record →Your right to use Mercury's Services is limited in scope to what the features allow, is non-transferable, and can be revoked freely by Mercury.
How other platforms handle this
We hereby grant you a limited, revocable, non-transferable, non-sublicensable license under the rights licensable by us to use the services and use Content from our services solely for your personal use...
We're happy for you to access our website and services...as long as you follow these terms of use and all of our other Terms of Service as they apply to you.
Mixpanel shall grant to Customer a worldwide, non-exclusive, non-transferable, non-sub-licensable license to use the Mixpanel Materials for Customer's internal business purposes during the Subscription Term.
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"you are hereby granted a non-exclusive, limited, non-transferable, freely revocable license to use the Services as permitted by the features of the Services. Mercury reserves all rights not expressly granted herein...— Excerpt from Mercury's Mercury Terms of Service
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The license is freely revocable, meaning Mercury can withdraw users' right to use the Services, and the license is confined to what the Services' features permit, leaving no broader implied rights.
Your right to use Mercury's Services is limited in scope to what the features allow, is non-transferable, and can be revoked freely by Mercury.
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