“You may only apply for an Account...if you are a United States citizen and are at least 18 years of age (for Personal Accounts) or a legal entity formed and registered in the United States...”
This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The eligibility requirement categorically excludes non-U.S. citizens seeking Personal Accounts and unregistered or foreign-formed entities, making the restriction a hard gate on access to the service.
Mercury's updated terms establish detailed rules for how recurring autopay works on invoices. Under the revised language, payers authorize recurring ACH debits through a separate addendum, Mercury will not retry failed payments (except once if caused by a Mercury system issue), and autopay authorization will automatically cancel after two consecutive failures in a series. You can prevent autopay cancellation by ensuring payers have sufficient funds, re-enrolling the payer, or requesting manual payment if the series fails twice.
View change record →The updated terms establish that when customers pay invoices you issue through Mercury Invoicing via ACH debit, Mercury will apply a hold period before crediting the funds to your account. The hold period is determined by Mercury in its sole discretion based on risk factors related to the transaction, payer, and payment history, and may range from 1 to 4 business days from the date the ACH debit is initiated. Mercury will display an estimated funds availability date for each incoming invoice payment in your Invoicing dashboard.
View change record →Readers who are not U.S. citizens, under 18, or who operate entities not formed and registered in the United States are ineligible to apply for an account.
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You may terminate your license to use the Twitch Services and this Terms of Service agreement at your discretion at any time by ceasing to use the Twitch Services or, if you are a registered user, by deleting your Twitch account.
You may cancel your Account and terminate the Terms of Service at any time by contacting Shopify Support and then following the specific instructions indicated to you in Shopify's response.
"You may only apply for an Account...if you are a United States citizen and are at least 18 years of age (for Personal Accounts) or a legal entity formed and registered in the United States...Excerpt from Mercury's Terms of Service
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The eligibility requirement categorically excludes non-U.S. citizens seeking Personal Accounts and unregistered or foreign-formed entities, making the restriction a hard gate on access to the service.
Readers who are not U.S. citizens, under 18, or who operate entities not formed and registered in the United States are ineligible to apply for an account.
ConductAtlas has identified this type of provision across 298 platforms. See the full comparison.
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