The agreement disclaims all warranties and liability for third-party AI tools integrated into the Services, including actions taken by those tools on behalf of users when acting as virtual agents interacting with the internet or other systems.
This analysis describes what Luma AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that when Luma's virtual agents or third-party AI tools take actions on behalf of users (such as interacting with external systems or the internet), all risk and liability for those actions rests entirely with the user. The scope of potential actions is defined broadly to include any activity enabled through settings or prompts.
Text content is identical; provision has been reordered and severity was elevated from earlier position in document.
View full change record →The agreement states that actions taken by third-party AI tools operating as virtual agents on a user's behalf are at the user's own risk, with Luma disclaiming all liability including for unexpected actions. Users who enable these agentic capabilities authorize Luma's virtual agents to interact with external systems based on their Input.
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Marketplace Models are not provided by Replicate and Replicate does not control and has no liability for any Marketplace Models, including their security, functionality, operation, availability, or interoperability with the Services or how the Marketplace Models use your Content. Use of any Marketpl...
THE SERVICES ARE PROVIDED 'AS IS.' EXCEPT TO THE EXTENT PROHIBITED BY LAW, WE AND OUR AFFILIATES AND LICENSORS MAKE NO WARRANTIES (EXPRESS, IMPLIED, STATUTORY OR OTHERWISE) WITH RESPECT TO THE SERVICES, AND DISCLAIM ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTIC...
To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...
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"LUMA MAKES NO WARRANTIES REGARDING THIRD-PARTY AI TOOLS AND DISCLAIMS ALL LIABILITY ARISING FROM OR RELATED TO THIRD-PARTY AI TOOLS, INCLUDING ANY ACTIONS TAKEN BY SUCH TOOLS ON YOUR BEHALF. You acknowledge that Third-Party AI Tools may not perform as expected and that any Actions taken by Third-Party AI Tools are at your own risk.— Excerpt from Luma AI's Luma AI Terms of Service
(1) REGULATORY LANDSCAPE: The agentic AI actions described in this provision may engage emerging regulatory frameworks for AI systems, including the EU AI Act's provisions on high-risk AI systems and general-purpose AI models, depending on the nature of actions taken. FTC Act unfair or deceptive practices considerations may apply to the adequacy of disclosure regarding AI agent actions and associated risks. Consumer protection laws in various jurisdictions may limit the enforceability of blanket liability disclaimers for AI-caused harm. (2) GOVERNANCE EXPOSURE: High. The provision authorizes broad agentic AI actions on behalf of users (interacting with the internet or other systems) while disclaiming all liability for those actions. As agentic AI capabilities expand, the scope of potential harm from unexpected AI actions increases. The document does not define limits on the types of external systems with which virtual agents may interact. (3) JURISDICTION FLAGS: EU/EEA operations face heightened scrutiny under the EU AI Act and GDPR regarding automated decision-making and AI agent interactions with external systems. The enforceability of blanket liability disclaimers for AI-caused harm may be limited under consumer protection law in the EU and in states with strong consumer protection statutes. (4) CONTRACT AND VENDOR IMPLICATIONS: Enterprise customers enabling agentic AI capabilities should assess their own liability exposure for actions taken by Luma virtual agents on their behalf, particularly where those agents interact with financial, legal, or operational systems. Vendor risk assessments should document the scope of permitted AI agent actions and the absence of Luma liability for agent errors. (5) COMPLIANCE CONSIDERATIONS: Organizations enabling agentic AI features should maintain logs of AI agent actions and assess whether internal data governance policies cover AI-initiated interactions with external systems. Legal teams should evaluate whether the blanket disclaimer is enforceable in their jurisdiction for the specific use cases deployed.
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This provision establishes that when Luma's virtual agents or third-party AI tools take actions on behalf of users (such as interacting with external systems or the internet), all risk and liability for those actions rests entirely with the user. The scope of potential actions is defined broadly to include any activity enabled through settings or prompts.
The agreement states that actions taken by third-party AI tools operating as virtual agents on a user's behalf are at the user's own risk, with Luma disclaiming all liability including for unexpected actions. Users who enable these agentic capabilities authorize Luma's virtual agents to interact with external systems based on their Input.
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