Luma AI · Luma AI Terms of Service · View original document ↗

Third-Party AI Tool Liability Disclaimer

High severity Unique · 0 of 343 platforms
Share 𝕏 Share in Share 🔒 PDF
Recent governance activity Luma AI recorded 2 documented changes in the last 30 days.
Start monitoring updates
Monitor governance changes for Luma AI Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.
Document Record

What it is

If Luma's platform uses third-party AI tools that take actions on your behalf — like interacting with the internet or other systems — Luma takes no responsibility for what those tools do, even if they cause you harm.

This analysis describes what Luma AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This disclaimer establishes that Luma AI assumes no responsibility for the functionality, performance, or actions of third-party AI tools operating within its service ecosystem. The liability exclusion narrows the scope of remedies available to users when third-party tool failures occur.

Consumer impact (what this means for users)

Third-party AI tools integrated into Luma can act autonomously on your behalf, and Luma accepts zero responsibility for the outcomes — any harm, financial loss, or unintended action by these tools is entirely your risk.

How other platforms handle this

Replicate Medium

Marketplace Models are not provided by Replicate and Replicate does not control and has no liability for any Marketplace Models, including their security, functionality, operation, availability, or interoperability with the Services or how the Marketplace Models use your Content. Use of any Marketpl...

OpenAI Medium

THE SERVICES ARE PROVIDED 'AS IS.' EXCEPT TO THE EXTENT PROHIBITED BY LAW, WE AND OUR AFFILIATES AND LICENSORS MAKE NO WARRANTIES (EXPRESS, IMPLIED, STATUTORY OR OTHERWISE) WITH RESPECT TO THE SERVICES, AND DISCLAIM ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTIC...

ConvertKit Medium

To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...

See all platforms with this clause type →

Monitoring

Luma AI has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.

Start Monitor free trial Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
LUMA MAKES NO WARRANTIES REGARDING THIRD-PARTY AI TOOLS AND DISCLAIMS ALL LIABILITY ARISING FROM OR RELATED TO THIRD-PARTY AI TOOLS, INCLUDING ANY ACTIONS TAKEN BY SUCH TOOLS ON YOUR BEHALF. You acknowledge that Third-Party AI Tools may not perform as expected and that any Actions taken by Third-Party AI Tools are at your own risk.

— Excerpt from Luma AI's Luma AI Terms of Service

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

(1) REGULATORY FRAMEWORK: Autonomous AI agent actions implicate FTC Act Section 5 (unfair/deceptive practices if consumers are not adequately informed of autonomous action risks), the EU AI Act Title IV (transparency requirements for AI systems interacting with natural persons), and potentially the EU Product Liability Directive (revised 2024, extending liability to AI systems). GDPR Art. 22 applies where automated decision-making produces legal or similarly significant effects on individuals. ECPA (18 U.S.C. §§ 2510-2522) may be implicated if AI agents access third-party communications or systems on users' behalf. (2)

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

Track 1 platform — free Try Monitor free for 14 days

Free: track 1 platform + weekly digest. Monitor: 25 platforms + same-day alerts. No credit card required.

Applicable agencies

  • FTC
    The blanket disclaimer of liability for autonomous AI agent actions may constitute an unfair or deceptive practice under FTC Act Section 5 if consumers are not adequately informed of the scope and risks of agentic AI behavior.
    File a complaint →

Applicable regulations

EU AI Act - High Risk Provisions
EU
FTC Act Section 5
United States Federal

Provision details

Document information
Document
Luma AI Terms of Service
Entity
Luma AI
Document last updated
May 5, 2026
Tracking information
First tracked
April 30, 2026
Last verified
April 30, 2026
Record ID
CA-P-004097
Document ID
CA-D-00498
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
02f560c92743c63df6d2a70301fb351f22e67ae3d3fcf238d7628d14693722b9
Analysis generated
April 30, 2026 06:05 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Luma AI
Document: Luma AI Terms of Service
Record ID: CA-P-004097
Captured: 2026-04-30 06:05:56 UTC
SHA-256: 02f560c92743c63d…
URL: https://conductatlas.com/platform/luma-ai/luma-ai-terms-of-service/third-party-ai-tool-liability-disclaimer/
Accessed: June 17, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Compliance Governance Intelligence

Need to monitor specific governance provisions?

Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Compliance free trial

Or start with Monitor →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Luma AI's Third-Party AI Tool Liability Disclaimer clause do?

This disclaimer establishes that Luma AI assumes no responsibility for the functionality, performance, or actions of third-party AI tools operating within its service ecosystem. The liability exclusion narrows the scope of remedies available to users when third-party tool failures occur.

How does this clause affect you?

Third-party AI tools integrated into Luma can act autonomously on your behalf, and Luma accepts zero responsibility for the outcomes — any harm, financial loss, or unintended action by these tools is entirely your risk.

Is ConductAtlas affiliated with Luma AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Luma AI.