Luma AI · Luma AI Terms of Service

Third-Party AI Tool Liability Disclaimer

High severity
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What it is

If Luma's platform uses third-party AI tools that take actions on your behalf — like interacting with the internet or other systems — Luma takes no responsibility for what those tools do, even if they cause you harm.

Consumer impact (what this means for users)

Third-party AI tools integrated into Luma can act autonomously on your behalf, and Luma accepts zero responsibility for the outcomes — any harm, financial loss, or unintended action by these tools is entirely your risk.

Cross-platform context

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Why it matters (compliance & risk perspective)

Luma's platform can authorize AI agents to take autonomous actions on your behalf, but Luma disclaims all liability for those actions — leaving you solely responsible for any consequences.

View original clause language
LUMA MAKES NO WARRANTIES REGARDING THIRD-PARTY AI TOOLS AND DISCLAIMS ALL LIABILITY ARISING FROM OR RELATED TO THIRD-PARTY AI TOOLS, INCLUDING ANY ACTIONS TAKEN BY SUCH TOOLS ON YOUR BEHALF. You acknowledge that Third-Party AI Tools may not perform as expected and that any Actions taken by Third-Party AI Tools are at your own risk.

Institutional analysis (Compliance & legal intelligence)

(1) REGULATORY FRAMEWORK: Autonomous AI agent actions implicate FTC Act Section 5 (unfair/deceptive practices if consumers are not adequately informed of autonomous action risks), the EU AI Act Title IV (transparency requirements for AI systems interacting with natural persons), and potentially the EU Product Liability Directive (revised 2024, extending liability to AI systems). GDPR Art. 22 applies where automated decision-making produces legal or similarly significant effects on individuals. ECPA (18 U.S.C. §§ 2510-2522) may be implicated if AI agents access third-party communications or systems on users' behalf. (2)

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Applicable agencies

  • FTC
    The blanket disclaimer of liability for autonomous AI agent actions may constitute an unfair or deceptive practice under FTC Act Section 5 if consumers are not adequately informed of the scope and risks of agentic AI behavior.
    File a complaint →

Provision details

Document information
Document
Luma AI Terms of Service
Entity
Luma AI
Document last updated
April 29, 2026
Tracking information
First tracked
April 30, 2026
Last verified
April 30, 2026
Record ID
CA-P-004097
Document ID
CA-D-00498
Evidence Provenance
Source URL
Wayback Machine
SHA-256
02f560c92743c63df6d2a70301fb351f22e67ae3d3fcf238d7628d14693722b9
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Luma AI | Document: Luma AI Terms of Service | Record: CA-P-004097
Captured: 2026-04-30 06:05:56 UTC | SHA-256: 02f560c92743c63d…
URL: https://conductatlas.com/platform/luma-ai/luma-ai-terms-of-service/third-party-ai-tool-liability-disclaimer/
Accessed: May 2, 2026
Classification
Severity
High
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