Ledger's terms are governed by French law, which means any legal dispute about your purchase would be handled under French legal rules, and Ledger is headquartered in France.
While French law governs the contract, EU and UK consumers retain their mandatory statutory protections regardless of this clause — however, US and other non-EU consumers may face significant practical difficulties if they need to pursue a legal dispute with Ledger.
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Compare across platforms →For non-French consumers, being subject to French law and potentially French courts for dispute resolution can be a practical barrier to enforcing your rights, though EU mandatory consumer protection laws cannot be waived by a choice of law clause.
(1) REGULATORY FRAMEWORK: Choice of law clauses in B2C contracts are governed by EU Rome I Regulation (EC 593/2008) Art. 6, which provides that a choice of law cannot deprive EU consumers of mandatory protections under the law of their habitual residence. For UK consumers, the Rome I retained provisions (as amended by the Law Applicable to Contractual Obligations (Amendment etc.) (EU Exit) Regulations 2019) apply similar protections. French procedural law and the French Civil Code govern the substantive contractual relationship. Enforcement authority: French courts (Tribunal de Commerce de Paris), EU national courts under Brussels I Recast Regulation (1215/2012). (2)
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