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The provision conditions cashback availability on multiple operational factors outside Klarna's direct control, including merchant approval and user device settings, which creates variability in reward issuance. This structure establishes that cashback is not guaranteed and depends on technical, commercial, and third-party variables.
Users must maintain a Klarna balance account to participate in the cashback program, and any earned cashback can only be spent through Klarna's platform rather than withdrawn or used elsewhere. The actual receipt of cashback rewards depends on merchant participation, cookie configuration, and other unspecified factors that may limit eligibility on individual transactions.
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"Earn cashback on Klarna App purchases. Klarna balance account required and funds can only be used within Klarna. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Klarna may get a commission. Limitations, terms and conditions apply.— Excerpt from Klarna's Klarna Terms of Service
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The provision conditions cashback availability on multiple operational factors outside Klarna's direct control, including merchant approval and user device settings, which creates variability in reward issuance. This structure establishes that cashback is not guaranteed and depends on technical, commercial, and third-party variables.
Users must maintain a Klarna balance account to participate in the cashback program, and any earned cashback can only be spent through Klarna's platform rather than withdrawn or used elsewhere. The actual receipt of cashback rewards depends on merchant participation, cookie configuration, and other unspecified factors that may limit eligibility on individual transactions.
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