This analysis describes what Klarna's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the operational scope of data sharing within Klarna's service ecosystem, defining which categories of entities receive access to personal information and the permitted uses of that information by recipients. This authorization applies to both transactional partners and third-party marketing entities.
Users' personal data including purchase history and payment information flows to merchants and marketing partners as a standard operational practice under these terms. The shared data may be used by marketing partners to serve personalized advertisements across external platforms based on user activity within Klarna's services.
How other platforms handle this
We may share your personal information with our clients (which include financial institutions and merchants), service providers, affiliates, and other third parties as described in this Privacy Notice. We may share personal information with our clients such as financial institutions and merchants so...
We may share your personal information with third parties in the following circumstances: With service providers who perform services on our behalf, such as data analytics, marketing, customer service, and technology services. With financial partners, including banks, brokerage firms, and payment pr...
We may share your information with third parties that perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. We may also share your information with business partners who offer products or services that...
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"We share your personal data with merchants you interact with through Klarna's services, including your name, contact details, purchase history, and payment information. We also share data with marketing and advertising partners to enable targeted advertising and to measure the effectiveness of marketing campaigns. These partners may use the information to serve you personalized advertisements across other platforms.— Excerpt from Klarna's Klarna Privacy Policy
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The clause establishes the operational scope of data sharing within Klarna's service ecosystem, defining which categories of entities receive access to personal information and the permitted uses of that information by recipients. This authorization applies to both transactional partners and third-party marketing entities.
Users' personal data including purchase history and payment information flows to merchants and marketing partners as a standard operational practice under these terms. The shared data may be used by marketing partners to serve personalized advertisements across external platforms based on user activity within Klarna's services.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Klarna.