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The provision allocates responsibility for account security by requiring users to protect password confidentiality while limiting the company's verification obligations for transactions and restricting liability exposure for unauthorized access. It also establishes operational authority for GEICO to unilaterally restrict account access based on suspected unauthorized use.
Users assume responsibility for maintaining password confidentiality and operate under terms where GEICO executes transactions based on password-authenticated instructions without independent verification of authorization. Users also accept that GEICO's liability for unauthorized access is limited to scenarios involving direct GEICO negligence, and that GEICO may block access or transactions without advance notice if unauthorized use is suspected.
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"When you select a password and sign-up in order to access GEICO's online policyholder services, you agree to the following conditions: GEICO is authorized to act on instructions received under your password without any requirement to question those instructions; GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO; Your password contains sensitive information and you will keep it confidential and secret; GEICO may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.— Excerpt from Geico's Geico Terms of Use
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The provision allocates responsibility for account security by requiring users to protect password confidentiality while limiting the company's verification obligations for transactions and restricting liability exposure for unauthorized access. It also establishes operational authority for GEICO to unilaterally restrict account access based on suspected unauthorized use.
Users assume responsibility for maintaining password confidentiality and operate under terms where GEICO executes transactions based on password-authenticated instructions without independent verification of authorization. Users also accept that GEICO's liability for unauthorized access is limited to scenarios involving direct GEICO negligence, and that GEICO may block access or transactions without advance notice if unauthorized use is suspected.
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