GEICO makes no guarantees about the accuracy, quality, or reliability of anything on its website, including that the information is current or correct. The site is offered as-is, with no warranties attached.
This analysis describes what Geico's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If you rely on GEICO's website for policy information, premium quotes, or coverage details and that information turns out to be wrong or outdated, GEICO has disclaimed any warranty of accuracy, limiting your basis for a claim.
Interpretive note: The enforceability of an as-is disclaimer for a licensed insurer's consumer-facing website may be limited by state insurance regulatory requirements that operate independently of contractual disclaimers.
This clause means GEICO does not guarantee that rate quotes, coverage information, or policy details displayed on the site are accurate or current. Consumers who make insurance decisions based on site content do so at their own risk under these terms.
How other platforms handle this
THE SERVICES AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED THROUGH THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
THE SERVICES ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GUSTO DOES NOT WARRANT THAT THE SERVICES WILL BE...
THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. AI21 DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ...
Monitoring
Geico has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.
"THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT GEICO DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.— Excerpt from Geico's Geico Terms of Use
REGULATORY LANDSCAPE: The as-is disclaimer may interact with state insurance regulatory requirements that impose affirmative accuracy obligations on licensed insurers for consumer-facing disclosures. The FTC Act's prohibition on deceptive practices may be implicated if material inaccuracies on the site affect consumer purchasing decisions without adequate disclosure. GOVERNANCE EXPOSURE: Medium. An as-is disclaimer is standard in website terms of service; however, for a licensed insurance company whose website is a primary point of sale and policy management, the disclaimer's breadth may face heightened scrutiny from state insurance commissioners who regulate insurer conduct beyond standard consumer protection law. JURISDICTION FLAGS: State insurance codes in multiple jurisdictions impose independent accuracy and disclosure obligations on insurers that may not be waivable by contract terms. The Maryland choice-of-law provision does not necessarily override applicable insurance regulations in the consumer's home state. CONTRACT AND VENDOR IMPLICATIONS: The disclaimer of accuracy for site content has implications for any B2B or agency relationship in which partners direct clients to geico.com for policy information, as the disclaimer shifts reliance risk to those parties and their clients. COMPLIANCE CONSIDERATIONS: Insurance compliance teams should assess whether the accuracy disclaimer for site content is consistent with state insurance department requirements and applicable unfair trade practices acts. Internal review of how rate quotes and policy information are generated and displayed should be evaluated against this disclaimer's scope.
Full compliance analysis
Regulatory citations, enforcement risk, and due diligence action items.
Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.
Professional Governance Intelligence
Need to monitor specific governance provisions?
Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
If you rely on GEICO's website for policy information, premium quotes, or coverage details and that information turns out to be wrong or outdated, GEICO has disclaimed any warranty of accuracy, limiting your basis for a claim.
This clause means GEICO does not guarantee that rate quotes, coverage information, or policy details displayed on the site are accurate or current. Consumers who make insurance decisions based on site content do so at their own risk under these terms.
ConductAtlas has identified this type of provision across 35 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Geico.