Provision record
Dun & Bradstreet · D&B Terms of Use · View original document ↗

Broad Use Restrictions on D&B Data Including Credit and Employment Use

Medium severity High confidence Explicit document language Common · 288 of 352 platforms
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Document Record

What it is

You cannot share, sell, or redistribute D&B's data, use it to build competing databases, or use it in connection with evaluating individuals for credit, employment, or insurance.

This analysis describes what Dun & Bradstreet's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The prohibition on using D&B data in connection with individual credit, employment, or insurance applications reflects FCRA restrictions on consumer reporting; users who misuse D&B data for these purposes may face both contractual and regulatory liability.

Clause Stability Stable

0
Changes
3
Months Monitored
May 10, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 4430 other provisions on other platforms.

Consumer impact (what this means for users)

These restrictions mean that businesses using D&B data must not apply it to individual-level credit, hiring, or insurance decisions, which aligns with FCRA consumer protection requirements; violations could expose both the user and D&B to regulatory scrutiny.

How other platforms handle this

Zoom Medium

For notifications from Zoom such as those related to the services, phone authentication, meeting invites, meeting summaries and requests to enable AI features, Twilio may process the following data: Name Email address Phone number...

FanDuel Medium

Recipients of the data disclosures described in this Privacy Policy are located in the United States and elsewhere in the world, including where privacy laws may not provide as much protection as your country.

Tinder Medium

we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You agree not to reproduce, copy, retransmit, distribute, disseminate, sell, sub-license, publish, broadcast, or circulate the information received through the Service to anyone without the express prior written consent of Dun & Bradstreet. You may not: (a) use or permit the use of the Service to prepare an original database or a comparison to other databases that are sold, rented, published, or furnished in any manner to a third party; (b) use or permit the use of the Service for the purpose of compiling, enhancing, verifying, supplementing, adding to, or deleting from any mailing list, business directory, or other compilation of information that is sold, rented, published, or furnished in any manner to a third party; (c) use or permit the use of the information in connection with any individual credit, employment, or insurance applications.

Excerpt from Dun & Bradstreet's D&B Terms of Use

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: The prohibition on use in connection with individual credit, employment, or insurance applications directly tracks FCRA permissible purpose requirements, which restrict consumer report use to specific enumerated purposes and require certification from the …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FTC Act Section 5
United States Federal
GDPR
European Union
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
D&B Terms of Use
Entity
Dun & Bradstreet
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 10, 2026
Record ID
CA-P-008412
Document ID
CA-D-00721
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
abc8db70fa24c9ad38a827e89bfea22df9377d77e7dec7fde906b2f3fef72549
Analysis generated
May 7, 2026 19:09 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Dun & Bradstreet
Document: D&B Terms of Use
Record ID: CA-P-008412
Captured: 2026-05-07 19:09:58 UTC
SHA-256: abc8db70fa24c9ad…
URL: https://conductatlas.com/platform/dun-bradstreet/db-terms-of-use/provision/CA-P-008412/broad-use-restrictions-on-db-data-including-credit-and-employment-use/
Accessed: Aug. 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Dun & Bradstreet's Broad Use Restrictions on D&B Data Including Credit and Employment Use clause do?

The prohibition on using D&B data in connection with individual credit, employment, or insurance applications reflects FCRA restrictions on consumer reporting; users who misuse D&B data for these purposes may face both contractual and regulatory liability.

How does this clause affect you?

These restrictions mean that businesses using D&B data must not apply it to individual-level credit, hiring, or insurance decisions, which aligns with FCRA consumer protection requirements; violations could expose both the user and D&B to regulatory scrutiny.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.

Is ConductAtlas affiliated with Dun & Bradstreet?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Dun & Bradstreet.