This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
A forced collateral sale — already a financially adverse event — carries an additional 2% flat fee on the full transaction, increasing the user's cost.
Interpretive note: The canonical claim omits the conditions triggering the fee (USD loan from Coinbase or affiliate, authorization under a loan agreement) to satisfy the single-proposition rule; these are recorded in omitted_material.
The updated fee schedule removes the previously disclosed 1% fee for instant unstaking and replaces it with a variable fee disclosed only at the time you request to unstake. The change also expands instant unstaking fees to apply when converting a pending standard unstake to an instant unstake. Under the revised terms, you will not know the exact fee until you initiate the transaction, which removes the price certainty previously available.
View change record →If Coinbase sells your BTC collateral, you will be charged a flat 2% fee calculated on the total transaction amount.
How other platforms handle this
A CA Shipt Shopper Benefit Fee is charged on all Same Day Deliveries in California.
If we charge you fees in connection with any such services, the fee will be expressed as a percentage over European Central Bank rates. Your card issuer may charge you a foreign transaction fee.
Online Service fees may also accrue based on provision of Users, consumption of credits, resolution of tasks, or other measured uses of the Online Services and will be invoiced according to the applicable Order and Documentation.
"If you borrow USD from Coinbase or an affiliate of Coinbase and we have to sell your BTC collateral (as authorized under an applicable loan agreement), we will charge a flat fee of 2% of the total transaction.Excerpt from Coinbase's Fee Schedule
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A forced collateral sale — already a financially adverse event — carries an additional 2% flat fee on the full transaction, increasing the user's cost.
If Coinbase sells your BTC collateral, you will be charged a flat 2% fee calculated on the total transaction amount.
ConductAtlas has identified this type of provision across 220 platforms. See the full comparison.
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