Coinbase · Coinbase Fee Schedule · View original document ↗

USDC Conversion Fee Above Five Million Threshold

Medium severity High confidence Explicitdocumentlanguage Common · 233 of 352 platforms
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Recent governance activity Coinbase recorded 4 documented changes in the last 30 days.
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This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Users converting large USDC amounts face an additional percentage-based fee once their 30-day rolling volume crosses the $5 million mark.

Recent Activity

This document changed recently

Medium Jun 16, 2026

The updated fee schedule removes the pre-published 1% fee for instant unstaking and instead discloses the fee only at the moment a user requests to unstake. This means users can no longer review the exact cost before initiating a transaction through the published schedule. The revision also explicitly includes converting a pending standard unstake to an instant unstake as a fee-triggering action. No fee continues to apply if a user waits for the full unbonding period.

View change record →

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 2318 other provisions on other platforms.

Consumer impact (what this means for users)

If your net USDC conversions exceed $5 million within a 30-day rolling period, Coinbase will charge 0.10% on the amount above that threshold.

How other platforms handle this

Whatnot Medium

For goods over €150 or £135, buyers are responsible for paying import VAT and customs duties when the goods are imported.

Upwork Medium

Upwork will charge Clients a Direct Contracts Fee of $49 for each active Service Contract that is designated as a Client Initiated Direct Contracts.

Google Cloud Medium

If Customer pays by credit card, debit card, or other non-invoiced form of payment, Customer will pay all Fees immediately at the end of the Fee Accrual Period or when otherwise charged by Google.

See all platforms with this clause type →

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▸ View Original Clause Language DOCUMENT RECORD
"
A 0.10% USDC processing fee is applied to any net conversion amount above a $5 million threshold within a 30-day rolling period.

— Excerpt from Coinbase's Coinbase Fee Schedule

Provision details

Document information
Document
Coinbase Fee Schedule
Entity
Coinbase
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-020317
Document ID
CA-D-00049
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
89ca126094c98e1370eb4e2ea79e673081dcd220d7d329a21d3d6bb58d52c3ec
Analysis generated
July 9, 2026 14:24 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Coinbase
Document: Coinbase Fee Schedule
Record ID: CA-P-020317
Captured: 2026-07-09 14:24:03 UTC
SHA-256: 89ca126094c98e13…
URL: https://conductatlas.com/platform/coinbase/coinbase-fee-schedule/provision/CA-P-020317/usdc-conversion-fee-above-five-million-threshold/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Coinbase's USDC Conversion Fee Above Five Million Threshold clause do?

Users converting large USDC amounts face an additional percentage-based fee once their 30-day rolling volume crosses the $5 million mark.

How does this clause affect you?

If your net USDC conversions exceed $5 million within a 30-day rolling period, Coinbase will charge 0.10% on the amount above that threshold.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 233 platforms. See the full comparison.

Is ConductAtlas affiliated with Coinbase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Coinbase.