Provision record
Coinbase · Coinbase Fee Schedule · View original document ↗

USDC Conversion Fee Above Five Million Threshold

High confidence Common · 220 of 343 platforms
Stay ahead of the changes
Track Coinbase and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Users converting large USDC amounts face an additional percentage-based fee once their 30-day rolling volume crosses the $5 million mark.

Recent Activity

This document changed recently

Medium Jun 16, 2026

The updated fee schedule removes the previously disclosed 1% fee for instant unstaking and replaces it with a variable fee disclosed only at the time you request to unstake. The change also expands instant unstaking fees to apply when converting a pending standard unstake to an instant unstake. Under the revised terms, you will not know the exact fee until you initiate the transaction, which removes the price certainty previously available.

View change record →

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

If your net USDC conversions exceed $5 million within a 30-day rolling period, Coinbase will charge 0.10% on the amount above that threshold.

How other platforms handle this

Booking.com

If we charge you fees in connection with any such services, the fee will be expressed as a percentage over European Central Bank rates. Your card issuer may charge you a foreign transaction fee.

Target

A CA Shipt Shopper Benefit Fee is charged on all Same Day Deliveries in California.

Smartsheet

Online Service fees may also accrue based on provision of Users, consumption of credits, resolution of tasks, or other measured uses of the Online Services and will be invoiced according to the applicable Order and Documentation.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
A 0.10% USDC processing fee is applied to any net conversion amount above a $5 million threshold within a 30-day rolling period.

Excerpt from Coinbase's Fee Schedule

Provision details

Document information
Document
Coinbase Fee Schedule
Entity
Coinbase
Tracking information
First captured by ConductAtlas
March 6, 2026
Text quoted from version
CA-V-007281, captured Oct. 2, 2026
Record ID
CA-P-020317
Document ID
CA-D-000049
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007281)
aea2a6a2883d79b3e6d3b3399e42534a47d381f13dadd432fdac53b91c51cb73
Analysis generated
July 9, 2026 14:24 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007281, captured Oct. 2, 2026 (checked Oct. 6, 2026)
Not the current version. The document's current version is CA-V-007339, captured Oct. 4, 2026; this clause has not been re-checked against it.
Citation Record
Entity: Coinbase
Document: Coinbase Fee Schedule
Record ID: CA-P-020317
Version: CA-V-007281
Captured: 2026-10-02 00:14:17 UTC
SHA-256: aea2a6a2883d79b3…
URL: https://conductatlas.com/platform/coinbase/coinbase-fee-schedule/provision/CA-P-020317/usdc-conversion-fee-above-five-million-threshold/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Coinbase's USDC Conversion Fee Above Five Million Threshold clause do?

Users converting large USDC amounts face an additional percentage-based fee once their 30-day rolling volume crosses the $5 million mark.

How does this clause affect you?

If your net USDC conversions exceed $5 million within a 30-day rolling period, Coinbase will charge 0.10% on the amount above that threshold.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 220 platforms. See the full comparison.

Is ConductAtlas affiliated with Coinbase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Coinbase.