Coinbase applies a flat fee rather than a percentage-based fee for transactions below a specified dollar threshold, with the applicable flat fee amount displayed at the time of transaction. The document indicates flat fees apply to transactions in lower value tiers, with the percentage fee structure applying above those thresholds.
This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that the fee calculation method switches between flat-rate and percentage-rate depending on transaction size, and the applicable fee is disclosed at checkout rather than in a static published schedule for all transaction sizes. Users making small or infrequent purchases should be aware that the flat fee may represent a higher effective percentage cost on low-value transactions than the stated percentage rates suggest.
Interpretive note: The specific flat fee amounts and transaction size thresholds triggering the flat fee structure were not fully visible in the truncated document text.
The updated fee schedule removes the pre-published 1% fee for instant unstaking and instead discloses the fee only at the moment a user requests to unstake. This means users can no longer review the exact cost before initiating a transaction through the published schedule. The revision also explicitly includes converting a pending standard unstake to an instant unstake as a fee-triggering action. No fee continues to apply if a user waits for the full unbonding period.
View change record →Removal suggests abandonment or de-emphasis of flat fee structure for small transactions in current fee model.
View full change record →This provision explicitly introduces flat-fee option for small transactions, whereas previous version contained specific dollar tiers ($0.99-$2.99) that are now removed.
View full change record →Under this provision, transactions below applicable thresholds are subject to a flat fee rather than the percentage rate, with the specific amount disclosed at the time of transaction confirmation. For small transactions, the flat fee may represent a proportionally higher effective cost than the percentage tiers applicable to larger transactions.
How other platforms handle this
If Customer pays by credit card, debit card, or other non-invoiced form of payment, Customer will pay all Fees immediately at the end of the Fee Accrual Period or when otherwise charged by Google.
If you do not timely cancel your subscription, your subscription will be renewed at the full price as indicated when the purchase was made, without any additional action by you, and you authorize us to charge your payment method for these amounts.
You also authorize us to retry any failed authorizations. We may use data provided to us by our partners to determine when to schedule such retries.
"For lower value transactions, Coinbase may charge a flat fee instead of a percentage-based fee. The flat fee is displayed to the customer prior to completing the transaction.Excerpt from Coinbase's Fee Schedule
1) REGULATORY LANDSCAPE: Flat fee structures in retail payment and trading products are subject to CFPB and FTC consumer disclosure standards.
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This provision establishes that the fee calculation method switches between flat-rate and percentage-rate depending on transaction size, and the applicable fee is disclosed at checkout rather than in a static published schedule for all transaction sizes. Users making small or infrequent purchases should be aware that the flat fee may represent a higher effective percentage cost on low-value transactions than …
Under this provision, transactions below applicable thresholds are subject to a flat fee rather than the percentage rate, with the specific amount disclosed at the time of transaction confirmation. For small transactions, the flat fee may represent a proportionally higher effective cost than the percentage tiers applicable to larger transactions.
ConductAtlas has identified this type of provision across 231 platforms. See the full comparison.
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