When Coinbase or an affiliate sells a user's Bitcoin collateral under the terms of an applicable loan agreement, a flat 2% fee on the total transaction value is charged.
This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision discloses a 2% liquidation fee on BTC collateral sales, which applies at the time of collateral liquidation rather than at origination of the loan. The fee is charged on the total transaction value, meaning it applies to the full sale amount rather than only to a net or excess amount.
The updated fee schedule removes the previously disclosed 1% fee for instant unstaking and replaces it with a variable fee disclosed only at the time you request to unstake. The change also expands instant unstaking fees to apply when converting a pending standard unstake to an instant unstake. Under the revised terms, you will not know the exact fee until you initiate the transaction, which removes the price certainty previously available.
View change record →⚠ The 2% liquidation fee applies as stated when BTC collateral is sold under the terms of an applicable loan agreement.
Cross-platform context
See how other platforms handle Credit Transaction Collateral Liquidation Fee and similar clauses.
Compare across platforms →"If you borrow USD from Coinbase or an affiliate of Coinbase and we have to sell your BTC collateral (as authorized under an applicable loan agreement), we will charge a flat fee of 2% of the total transaction.Excerpt from Coinbase's Fee Schedule
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This provision discloses a 2% liquidation fee on BTC collateral sales, which applies at the time of collateral liquidation rather than at origination of the loan. The fee is charged on the total transaction value, meaning it applies to the full sale amount rather than only to a net or excess amount.
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