Character.AI · Character.ai Terms of Service · View original document ↗

AI-Generated Content Disclaimer and User Risk Assumption

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This analysis describes what Character.AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This risk transfer is especially significant given that users — including minors — may interact with AI characters that produce harmful, emotionally manipulative, or dangerous content, yet the company accepts no liability for any of it.

Consumer impact (what this means for users)

Character.AI's terms grant the company a permanent, irrevocable license to use, commercialize, and sublicense all content you submit and all AI-generated content from your interactions, including your conversations with AI characters. Users are also subject to mandatory binding arbitration with a class action waiver, a $100 liability cap, and a broad indemnification obligation covering all losses arising from their use of the platform. You can opt out of the arbitration clause by emailing legal@character.ai within 30 days of first agreeing to the terms, which preserves your right to pursue claims in court or as part of a class action.

How other platforms handle this

Netflix Medium

The Netflix service is provided "as is" and without warranty or condition. In particular, our service may not be uninterrupted or error-free. You waive all special, indirect and consequential damages against us. These terms will not limit any non-waivable warranties or consumer protection rights tha...

Zillow Medium

THE SERVICES AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED THROUGH THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Coinbase Medium

You agree to indemnify and hold Coinbase, its affiliates and service providers, and each of their officers, directors, agents, joint venturers, employees and representatives harmless from any claim or demand (including attorneys' fees and any fines, fees or penalties imposed by any regulatory author...

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▸ View Original Clause Language DOCUMENT RECORD
"
You acknowledge that we do not pre-screen content and that AI-generated chats, by their nature, are unpredictable and may produce Generated Content that is inaccurate or offensive. You agree that you must evaluate, and bear all risks associated with, the use of any content or Generated Content. You should not rely on the accuracy or completeness of statements made in content or Generated Content, and if you do so, you acknowledge that it is at your own risk. Under no circumstances will Character.AI be liable for any content or materials of any third parties, including Characters created by third parties and any Generated Content.

— Excerpt from Character.AI's Character.ai Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Character.ai Terms of Service
Entity
Character.AI
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 10, 2026
Record ID
CA-P-005720
Document ID
CA-D-00121
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
46f6e1a8e8b7e96332c5e7584411513fca3c44e2ecf77571159e9be67a01a2a4
Analysis generated
May 7, 2026 23:51 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Character.AI
Document: Character.ai Terms of Service
Record ID: CA-P-005720
Captured: 2026-05-07 23:51:07 UTC
SHA-256: 46f6e1a8e8b7e963…
URL: https://conductatlas.com/platform/characterai/characterai-terms-of-service/ai-generated-content-disclaimer-and-user-risk-assumption/
Accessed: May 14, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Character.AI's AI-Generated Content Disclaimer and User Risk Assumption clause do?

This risk transfer is especially significant given that users — including minors — may interact with AI characters that produce harmful, emotionally manipulative, or dangerous content, yet the company accepts no liability for any of it.

Is ConductAtlas affiliated with Character.AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Character.AI.