This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users not enrolled in Savings Yield permanently and irrevocably forfeit any interest that accrues on their balances, with that interest going to Cash App instead.
Interpretive note: The evidence span contains an ellipsis indicating potentially omitted text between the conditional clause and the assignment clause. The canonical claim treats the condition and the assignment as directly linked based on the visible language, which is consistent with the excerpt as presented. Confidence remains high given the clear conditional structure.
The updated terms eliminate the automatic fee waiver for Paper Money Deposits that applied when customers spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month. Under the revised policy, all customers are now charged $1 per Paper Money Deposit transaction regardless of account activity level, effective June 29, 2026. This change removes a financial incentive that previously rewarded higher account engagement with fee relief. You can review your deposit patterns to determine whether the $1 per-deposit cost affects your use of this service.
View change record →The updated terms restructure tax obligations and add explicit authorization for the company to charge Indirect Taxes on purchases. Previously, the terms focused on Virtual Currency-specific tax responsibilities; the revised language applies tax obligations to all service use, including general purchases and use. The updated terms now explicitly state that the company may charge applicable sales, use, VAT, GST, and similar taxes as required by law, which users agree to pay. The terms also clarify that users are responsible for determining taxes, fees, and governmental charges on all transactions and reporting to relevant authorities. Additionally, the company adds language stating it may report certain tax information to governmental authorities and may request recertification of user information for tax reporting purposes. No specific opt-out or action mechanism is provided; the updated terms apply to all users subject to applicable law.
View change record →The updated terms establish new authorization rules for minors using Cash App through Sponsored Accounts. When a parent authorizes a Sponsored Account for a teen, the terms now state the parent expressly authorizes the teen to request, receive, activate, and use a Cash App Card and add it to a Cash App Tag without requiring additional parental approval for each action. The terms treat any such request or use by the teen as made at the parent's direction. For children under the teen category, the terms note the child may have limited or no independent ability to request or activate a Card or Tag. Cash App also introduces new fees for the Cash App Tag service: $25 for purchase and $15 for expedited shipping. You can review your Sponsored Account settings to understand what authorization scope you have granted.
View change record →Unless enrolled in the Savings Yield feature, users receive none of the interest earned on their Cash App Balance or Savings Balance; that interest is irrevocably assigned to Cash App.
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"Unless you are enrolled in the Savings Yield feature...you irrevocably transfer and assign to the Company all of your rights in any and all interest accrued on you Cash App Balance and your Savings Balance funds...— Excerpt from Cash App's Cash App Terms of Service
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Users not enrolled in Savings Yield permanently and irrevocably forfeit any interest that accrues on their balances, with that interest going to Cash App instead.
Unless enrolled in the Savings Yield feature, users receive none of the interest earned on their Cash App Balance or Savings Balance; that interest is irrevocably assigned to Cash App.
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