This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Because Cash App disclaims advisory status for its AI features, users cannot treat AI-generated output as professional financial, investment, legal, or tax guidance.
Interpretive note: The excerpt contains a second independent proposition — that the user remains responsible for reviewing and confirming all actions before execution — which was omitted from the canonical claim and recorded in omitted_material.
The updated terms eliminate the automatic fee waiver for Paper Money Deposits that applied when customers spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month. Under the revised policy, all customers are now charged $1 per Paper Money Deposit transaction regardless of account activity level, effective June 29, 2026. This change removes a financial incentive that previously rewarded higher account engagement with fee relief. You can review your deposit patterns to determine whether the $1 per-deposit cost affects your use of this service.
View change record →The updated terms restructure tax obligations and add explicit authorization for the company to charge Indirect Taxes on purchases. Previously, the terms focused on Virtual Currency-specific tax responsibilities; the revised language applies tax obligations to all service use, including general purchases and use. The updated terms now explicitly state that the company may charge applicable sales, use, VAT, GST, and similar taxes as required by law, which users agree to pay. The terms also clarify that users are responsible for determining taxes, fees, and governmental charges on all transactions and reporting to relevant authorities. Additionally, the company adds language stating it may report certain tax information to governmental authorities and may request recertification of user information for tax reporting purposes. No specific opt-out or action mechanism is provided; the updated terms apply to all users subject to applicable law.
View change record →The updated terms establish new authorization rules for minors using Cash App through Sponsored Accounts. When a parent authorizes a Sponsored Account for a teen, the terms now state the parent expressly authorizes the teen to request, receive, activate, and use a Cash App Card and add it to a Cash App Tag without requiring additional parental approval for each action. The terms treat any such request or use by the teen as made at the parent's direction. For children under the teen category, the terms note the child may have limited or no independent ability to request or activate a Card or Tag. Cash App also introduces new fees for the Cash App Tag service: $25 for purchase and $15 for expedited shipping. You can review your Sponsored Account settings to understand what authorization scope you have granted.
View change record →Users receive information from AI features but are not receiving professional advice of any kind, meaning reliance on that output for consequential decisions is not supported by the service.
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"These AI-Powered Features are informational only and do not provide financial, investment, legal or tax advice. You remain responsible for reviewing and confirming all actions before execution...— Excerpt from Cash App's Cash App Terms of Service
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Because Cash App disclaims advisory status for its AI features, users cannot treat AI-generated output as professional financial, investment, legal, or tax guidance.
Users receive information from AI features but are not receiving professional advice of any kind, meaning reliance on that output for consequential decisions is not supported by the service.
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