If your bags are lost or damaged on an international flight, American will pay you no more than approximately $1,700 (the value of 1,288 Special Drawing Rights) regardless of what your bags were actually worth.
This analysis describes what American Airlines's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If you are traveling internationally with valuables, electronics, or expensive clothing, the liability cap may not come close to covering your actual loss — leaving you with a significant financial shortfall.
This provision caps American's financial liability for lost or damaged checked baggage on international flights at approximately $1,700, meaning passengers who check bags worth more than this amount bear the excess risk themselves.
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"For international travel governed by the Montreal Convention, American's liability for loss, damage, or delay of checked baggage is limited to 1,288 Special Drawing Rights per passenger. For international travel still governed by the Warsaw Convention, liability is limited to $9.07 per pound ($20.00 per kilogram) for checked baggage.— Excerpt from American Airlines's American Airlines Terms of Use
1) REGULATORY FRAMEWORK: This provision is governed by the Montreal Convention for the Unification of Certain Rules for International Carriage by Air (1999), Article 22, which establishes the 1,288 SDR per-passenger liability limit for checked baggage. The Warsaw Convention (1929, as amended by the Hague Protocol 1955) applies as a residual framework for routes not covered by Montreal. The DOT enforces compliance with treaty obligations for U.S. carriers under 49 U.S.C. § 40105. SDR values fluctuate with IMF basket currency movements, requiring periodic cap recalculation. 2)
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If you are traveling internationally with valuables, electronics, or expensive clothing, the liability cap may not come close to covering your actual loss — leaving you with a significant financial shortfall.
This provision caps American's financial liability for lost or damaged checked baggage on international flights at approximately $1,700, meaning passengers who check bags worth more than this amount bear the excess risk themselves.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by American Airlines.