This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
you are not a person who is barred from using the Services under the laws of the United States, the United Kingdom, or any other applicable jurisdiction — including, for example, that you do not appear on the U.S. Treasury Department's list...
You represent and warrant that you are not: (1) organized under the laws of, operating from, or otherwise ordinarily resident in a country or territory that is the target of comprehensive U.S. economic or trade sanctions...
"By downloading any software, you represent and warrant that you are not located in, under the control of, or a national or resident of, any such country or on any such list.Excerpt from Affirm's Terms of Service
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The clause states: “By downloading any software, you represent and warrant that you are not located in, under the control of, or a national or resident of, any such country or on any such list.”
ConductAtlas has identified this type of provision across 181 platforms. See the full comparison.
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