This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision establishes the operational scope of Affirm's communications rights under the Telephone Consumer Protection Act framework, clarifying that the company may initiate automated contact methods across multiple purposes without marketing consent functioning as a prerequisite to service access.
Users who provide a mobile phone number to Affirm authorize the company to initiate autodialed and prerecorded calls or text messages for marketing and other purposes. The terms specify that declining to receive marketing communications does not affect the user's ability to purchase goods or services.
How other platforms handle this
By enrolling in Online Banking and/or accepting this Agreement, you consent to receive all communications, agreements, documents, notices, and disclosures (collectively, 'Communications') from us electronically. We will provide these Communications by posting them to the Online Banking site, by emai...
When using specific Services, we may ask for your consent to contact you by telephone, including by SMS. By granting such consent, you authorize ZipRecruiter to contact you by telephone at the number(s) you have provided, and acknowledge that ZipRecruiter may do so using an automatic telephone diali...
By providing your phone number or email address, you consent to receive marketing communications from Starbucks, including promotional offers, product announcements, and Rewards updates. You may opt out of marketing emails by clicking the unsubscribe link in any email, and opt out of SMS messages by...
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"By providing your mobile phone number to Affirm, you agree that Affirm may contact you at that number using autodialed or prerecorded calls or text messages for any purpose, including for marketing purposes. You acknowledge that your consent to receive marketing communications is not a condition of purchasing any goods or services.— Excerpt from Affirm's Affirm Terms of Service
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The provision establishes the operational scope of Affirm's communications rights under the Telephone Consumer Protection Act framework, clarifying that the company may initiate automated contact methods across multiple purposes without marketing consent functioning as a prerequisite to service access.
Users who provide a mobile phone number to Affirm authorize the company to initiate autodialed and prerecorded calls or text messages for marketing and other purposes. The terms specify that declining to receive marketing communications does not affect the user's ability to purchase goods or services.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.