This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause authorizes the Bank to satisfy all communication and disclosure obligations through electronic channels rather than paper mail, reducing operational costs and delivery timelines while establishing that electronic delivery fulfills the Bank's legal communication requirements.
The customer's enrollment in Online Banking constitutes consent to receive all future communications electronically rather than by paper mail. The customer must monitor the Online Banking site and provided email address to receive required notices, disclosures, and account documents.
How other platforms handle this
By using the Services or providing us with your email address or mobile phone number, you agree to receive communications from SoFi electronically. We may communicate with you by email or by posting notices on our website or through our mobile applications. You agree that all agreements, notices, di...
By providing your phone number or email address, you consent to receive marketing communications from Starbucks, including promotional offers, product announcements, and Rewards updates. You may opt out of marketing emails by clicking the unsubscribe link in any email, and opt out of SMS messages by...
By creating an Affirm account, you consent to receive all communications, agreements, disclosures, notices, and other information from Affirm electronically. Your consent to receive electronic communications includes, but is not limited to, loan agreements, privacy notices, Truth in Lending Act disc...
Monitoring
Bank of America has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
"By enrolling in Online Banking and/or accepting this Agreement, you consent to receive all communications, agreements, documents, notices, and disclosures (collectively, 'Communications') from us electronically. We will provide these Communications by posting them to the Online Banking site, by emailing them to the email address you have provided to us, or by sending an electronic message to you. You agree that electronic delivery of Communications has the same legal effect as if we sent you paper Communications.— Excerpt from Bank of America's Bank of America Deposit Agreement
Compliance Governance Intelligence
Need to monitor specific governance provisions?
Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
This clause authorizes the Bank to satisfy all communication and disclosure obligations through electronic channels rather than paper mail, reducing operational costs and delivery timelines while establishing that electronic delivery fulfills the Bank's legal communication requirements.
The customer's enrollment in Online Banking constitutes consent to receive all future communications electronically rather than by paper mail. The customer must monitor the Online Banking site and provided email address to receive required notices, disclosures, and account documents.
ConductAtlas has identified this type of provision across 7 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.