This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This sweeping exclusion of liability covers virtually all categories of damages a user might seek, including direct and consequential losses, significantly limiting recourse against Affirm.
Interpretive note: The excerpt is truncated with ellipsis, which may indicate additional carve-outs, conditions, or exceptions to this liability exclusion that are not reflected in the canonical claim.
The reader cannot recover compensatory, direct, indirect, special, incidental, or consequential damages — including business losses, lost profits, or litigation costs — from Affirm or its affiliates.
How other platforms handle this
If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.
A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...
The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.
"AFFIRM AND ITS AFFILIATES ARE NOT LIABLE FOR ANY COMPENSATORY, DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE)...Excerpt from Affirm's Terms of Service
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This sweeping exclusion of liability covers virtually all categories of damages a user might seek, including direct and consequential losses, significantly limiting recourse against Affirm.
The reader cannot recover compensatory, direct, indirect, special, incidental, or consequential damages — including business losses, lost profits, or litigation costs — from Affirm or its affiliates.
ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.
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