This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →How other platforms handle this
you consent to receive notices and other communications by Target posting notices on the Site, sending you an email at the email address listed in your profile in your account, or mailing a notice to you at your billing address...
Smartsheet will notify individual Users of its publicly posted Privacy Notice (available on the Site) and will process personal data collected by Smartsheet...as a data controller pursuant to the Privacy Notice.
By agreeing to the terms of the Platform Agreement, you consent to us providing Notices and account statements to you electronically
"If you are approved for a product offered through Affirm by one of our Bank Partners, or through other partnerships with Bank Partners, your non-public personal information will be subject to the following privacy notices...Excerpt from Affirm's Privacy Policy
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “If you are approved for a product offered through Affirm by one of our Bank Partners, or through other partnerships with Bank Partners, your non-public personal information will be subject to the following privacy notices...”
ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.