This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
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We will verify your identity first before we can fulfill your request. We will respond to your request within the timeframe as required or permitted by the local laws.
We may take reasonable steps to verify your identity before responding to your request, which may include verifying your name, email address, and other information regarding your use of our services...
Keep other people's personal information private and don't create content that poses privacy or security risks to any person.
"8.2.6 Verification procedures In order to process your request, we must verify your request. Depending on the type of request and how you submit your request... we do this by: Asking you to provide personal identifiers we can match against information we may have collected from you previously...Excerpt from Affirm's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “8.2.6 Verification procedures In order to process your request, we must verify your request. Depending on the type of request and how you submit your request... we do this by: Asking you to provide personal identifiers we can match against information we may have collected from you previously...”
ConductAtlas has identified this type of provision across 277 platforms. See the full comparison.
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